Wamo provides a unified financial operating platform for SMEs, combining multi-currency business accounts, cards, invoicing, expense management, and embedded lending within a single product. The company integrates real-time banking, payments, and operational data to enable faster, data-driven underwriting and is incorporating AI and automation across its platform. Founded in 2021 and headquartered in Helsinki and London, Wamo is licensed as a pan-European electronic money institution by the Finnish Financial Supervisory Authority. Its platform serves more than 15,000 customers, with adoption having tripled over the past 12 months and strong growth in Southern Europe, Italy, and the Nordics. With the new Series A funding, Wamo plans to accelerate geographic expansion, further develop AI-enabled features, and scale its embedded lending and digital banking offerings.

Total raised

$20M

Funding rounds

4

Latest round

Series A

Latest activity

Apr 2026