Wrisk provides a purpose-built, data-driven platform that enables automotive brands and insurers to deliver embedded and branded insurance experiences across the full ownership lifecycle, from quote and bind to renewal and claims. Its proprietary embedded data framework harmonises inputs from connected car systems, telematics, transactional records and customer interactions to support pricing, claims and customer engagement. Wrisk powers programmes for BMW, MINI, Volvo, Mercedes‑Benz, Jaguar Land Rover and Stellantis, and reported triple-digit revenue growth in 2024 with more than 100,000 policies written last year. The company acts as a partner to insurers and OEMs to launch, scale and operate tailor-made regulated insurance solutions designed for multi-product cross-selling. Going forward, Wrisk is focused on expanding across Europe, investing in data and intelligence, scaling partner programmes and improving platform scalability to support OEM digitisation and changing mobility trends. Wrisk is a digital‑first B2B2C insurtech provider focused on the motor insurance space that offers an embedded, white‑labeled platform for pricing, distributing, and managing insurance products. Its customizable platform enables automotive brands to build frictionless, mobile‑first insurance experiences. The platform can be delivered as a fully managed MGA service to UK clients or licensed directly to insurance companies and enterprise partners globally. Wrisk maintains strong partnerships with global auto OEMs and insurance carriers. Its perpetual insurance platform is described as unique in the UK and enables a true subscription proposition. Flow Capital’s recent investment is intended to help accelerate Wrisk’s commercial activities, continue growth within the UK and European markets, and support further global expansion. Wrisk is a London-based insurtech that provides a customizable mobile-first insurance platform for automotive, retail, telecommunications and other brands. Led by CEO Nimeshh Patel, the company partners with insurance companies to deliver mobile-first insurance at the point of sale. It has partnerships with the BMW Group, the RAC, Allianz and Munich Re. Last month Wrisk launched a flexible monthly subscription car insurance product that allows people to pay for the miles they drive, in partnership with the RAC. The company said it will use the funds to expand operations, broaden its business reach and further scale its platform.

Total raised

$23M

Funding rounds

3

Latest round

Series B

Latest activity

Jul 2025