xMoney operates an online payments platform that lets merchants accept cards (Visa, Mastercard), Apple Pay, Google Pay, cryptocurrencies and stablecoins through a single integration. Its full compliance with the EU’s forthcoming MiCA (Markets in Crypto-Assets) framework positions the company as a regulatory first-mover against incumbents like Stripe and PayPal in the crypto-payments segment. The firm is building an ecosystem that will include card issuing, on/off-ramp services and stablecoin settlement. As part of its roadmap, xMoney will launch its own utility and governance token, XMN, on 9 October 2025 via the Sui blockchain to power fee discounts, loyalty rewards and future governance. Merchant incentive programs tied to XMN are scheduled for rollout in 2026, with expanded governance rights planned for 2027. The company recently secured $21.5 million in strategic funding to scale its infrastructure and accelerate adoption. No revenue or user figures were disclosed in the article.

Total raised

$22M

Funding rounds

1

Latest round

Equity

Latest activity

Oct 2025