Zed is building a full-stack digital bank designed for the rapidly growing demographic of college-educated young professionals across Asia, more than half of whom are under 30. The company has rebuilt core banking primitives—including underwriting models and lifestyle-focused feature architecture—to provide real-time credit, multi-currency payments, and AI-driven experiences that traditional banks struggle to deliver. Its product emphasizes travel perks, seamless online shopping, and peer-to-peer payments, aiming to replicate the service level of a private banker for everyday users. Zed’s mission is to define the banking experience for this generation as large foundational AI models and agent infrastructure mature. The team is actively hiring product, design, data science, and engineering talent in San Francisco, as well as operations, risk, and support staff in Manila. Financially, the startup has secured $22.5 million in total funding between its Seed and Series A rounds, providing runway to scale product development and market expansion.

Total raised

$23M

Funding rounds

2

Latest round

Series A

Latest activity

Dec 2025