Zype offers AI-driven, need-based credit solutions targeted at salaried individuals, primarily in Tier 2 and Tier 3 markets. The company plans to use fresh capital to expand its lending and payments product suite, deepen market presence, and continue investing in AI-powered operations. Zype reports over 8 million registered users and more than 3 lakh borrowers served to date. It has an annual disbursement run rate of ₹1,200 crore and closed FY25 with ₹367 crore in revenue. The firm says it achieved operating EBITDA breakeven within two years of operations and describes itself as fully profitable at its current scale. Founder & CEO Yogi Sadana stated the round is intended entirely for future growth. Zype is a fintech startup aiming to improve accessibility to credit for millennials and encourage sustainable financial habits. The company intends to offer credit products and interactive money-management tools through a customer-first platform. Zype’s management team is led by founder and CEO Yogi Sadana. The startup is mentored by industry veteran Vivek Vig, who serves as a board member. Zype plans to deploy new funds to build its technology platform, expand the team, and drive customer acquisition. Named backers in the round include Xponentia Capital and its partners Devinjit Singh and PR Srinivasan.

Total raised

$28M

Funding rounds

2

Latest round

Equity

Latest activity

Aug 2025