ATB Financial
Overview
Banking and financial institution offering services and wealth management.
Founded
1938
Deals · 12mo
2
Links
Stage focus
Geographic focus
Sector focus
Investment portfolio
- Corus Orthodontists
Led · Equity · Feb 2026
Corus Orthodontists Inc. operates a growing network of orthodontic practices across Canada and the United States, offering its doctor-partners shared resources in clinical operations, marketing, and administrative support. The company’s core model allows local practices to retain clinical leadership while benefiting from the economies of scale and expertise of the broader network. Management reports two consecutive years of double-digit organic growth, underscoring the effectiveness of its partnership approach. With fresh capital in hand, Corus plans to roll out proven initiatives across existing clinics and pursue disciplined acquisitions of additional growth-minded practices. The firm is actively recruiting new doctor-partners to accelerate expansion in both Canada and the U.S. Proceeds will also be used to provide progressive equity liquidity to current shareholders and to invest further in people, technology, and patient experience. Overall, Corus aims to build a sustainable, doctor-first organization that elevates orthodontic care while maintaining local autonomy.
- Tetra Trust
Participated · Equity · Sep 2025
Tetra Digital Group provides institutional-grade digital asset infrastructure through its subsidiaries Tetra Trust (custody) and Tetra Unity (asset orchestration). The company offers end-to-end solutions for custody, orchestration, and digital currency services with an emphasis on regulatory compliance. Tetra plans to launch a regulated Canadian fiat‑backed stablecoin in early 2026, subject to regulatory approvals, leveraging its custody infrastructure. The proposed stablecoin will be backed 1-for-1 by Canadian dollar reserves held in Canada under Canadian regulatory oversight. Tetra aims to enable reliable, institutional-grade payments and remittances at scale while maintaining Canadian regulatory and consumer-protection standards. The company is inviting additional qualified institutions to join the initiative to help shape Canadian digital payments. Tetra Trust Company is a regulated crypto custodian based in Calgary, Alberta that offers custody and key management for cryptocurrency assets including bitcoin, ether and tokenized securities. It received its Certificate of Registration from the Government of Alberta on July 5, 2021 and launched as Canada’s first qualified custodian for cryptocurrency assets. Tetra aims to provide a Canadian-based regulated custody solution to service providers, ETFs, trading platforms, investors and fiduciaries, addressing a market previously limited to U.S. providers and unregulated Canadian custodians. The company emphasizes secure key management to mitigate the risk of theft and loss. Tetra estimates the Canadian market for crypto custodial services is in the tens of billions of dollars and aims to have more than a billion dollars’ worth of assets under management by the end of 2021. Leadership cited in the announcement includes CEO Eric Richmond and board chair Jenna Kaye.
- Virtuo
Led · Seed · Dec 2023
Virtuo operates a homeownership concierge platform that connects and streamlines tasks associated with moving and ongoing homeownership for consumers and partner businesses such as realtors, mortgage providers, and builders. Its concierge team acts as a trusted guide, handling tasks like reviewing upcoming home services and sourcing vetted professionals to reduce homeowner burden. The company emphasizes customer experience as a key differentiator and counts partners including Brookfield Residential and Mattamy Homes. Virtuo currently operates in over a dozen North American cities, including Toronto. The company recently closed a CA$3.5 million seed funding round and said total funds raised are now over CA$7 million. Proceeds are earmarked to fuel expansion across Canada and into the U.S., and investors ATB Private Equity and TELUS Ventures will work with existing shareholders to scale the service.
- ZayZoon
Participated · Series B · Sep 2023
ZayZoon operates an Earned Wage Access platform for SMBs that lets employees get paid whenever and offers employer-facing tools that the company says take 30 minutes to implement and are free for employers. The platform includes educational resources and tools intended to help workers break the paycheck-to-paycheck cycle; ZayZoon reports 89% of users experience less financial stress and employers see a 29% reduction in turnover. The company emphasizes product-market fit with SMBs and says it has grown its business by almost a factor of eight in the last two years. ZayZoon positions its offering as a recruitment, retention and financial-betterment tool for small business leaders. Management states the new financing will support continued growth, innovation, and geographic and product expansion. The company has a stated goal of saving 10 million people $10 billion through its services. ZayZoon provides an Earned Wage Access (EWA) and financial empowerment platform for small and mid-sized businesses, enabling employees to access wages on demand and offering educational resources to reduce financial stress. The platform is free for employers, integrates with payroll and HR systems, and supports payout options including bank deposits, debit cards, and fee-free options like Instant Gift Cards and Gas Cards. ZayZoon has seen more than 400% year-over-year growth in payouts and serves franchisees and locations such as Dunkin’, McDonald’s, and Amazon Warehouses, as well as corporate customers like LIDS. Customers report outcomes including 89% of employees experiencing less financial stress and employers seeing a 29% reduction in turnover. The company emphasizes seamless integrations and was named an ADP and PrismHR Marketplace Partner of the Year in 2023. The recent financing will support recruiting, continued growth and innovation, and enhancements to resources and features for employees and employers, particularly in hospitality, retail, and food service. ZayZoon offers an earned wage access (EWA) platform that allows small- and medium-sized businesses to let employees draw part of accrued wages before their payroll date. The service is free for employers; ZayZoon funds early wage requests itself to mitigate employer risk and charges workers a $5 fee to access up to $200 (the company also offers a prepaid Visa card that eliminates the fee). Workers still receive full pay at the end of each cycle and can link bank accounts for spending insights and alerts. ZayZoon says over 3,000 businesses offer the service and that 25%–45% of a workforce may access it regularly; named customers include Sonic, McDonald’s, Domino’s, and Hilton franchisees. The company positions itself as a socially responsible alternative to payday loans while acknowledging regulatory scrutiny of EWA products. With new capital, ZayZoon plans product development and market expansion and intends to grow headcount from about 60 to 85 employees by year-end. Its data and optional rewards program (ZayZoon Boost) involve sharing user information with partners for gift-card payouts, and users can request data deletion via customer support. ZayZoon partners and integrates with payroll companies and employers to deliver a financial wellness platform featuring access to Early Wages On-Demand. The platform gives employees control over their paychecks and aims to enhance productivity. Its Early Wages service is available to more than 2 million employees across North America. Founded in 2014 by Darcy Tuer (CEO) and Tate Hackert (President), the company builds payroll-integrated employee financial solutions. ZayZoon plans to use the new financing to continue expanding its business reach.
- Walnut Insurance
Led · Seed · Dec 2022
Toronto-based Walnut Insurance has built a cloud-native platform that embeds insurance products directly into the digital experiences of enterprise partners, financial institutions, insurers, and brokers. The system digitizes policy design and customer journeys, offers headless or co-branded API delivery, and can quote, bind, and enroll customers in real time—typically within 30-90 days instead of the years a traditional integration can take. Walnut’s model reduces insurers’ upfront marketing costs by shifting to partner-driven distribution and allows profit-sharing arrangements that improve unit economics. Partners benefit from higher average revenue per user, stronger customer relationships, and lower churn, while consumers receive timely, tailored coverage through streamlined, data-driven workflows. In today’s macroeconomic climate the company is emphasizing loan and debt-protection products such as creditor insurance to shield borrowers and lenders from income loss or default risk. The new capital will be used to expand Walnut’s engineering team, enhance its API infrastructure, and enter additional markets. No revenue, user, or profitability figures were disclosed in the article.