Participated · Equity · Mar 2024

KCS operates CreditNote, a service that produces rapid credit-evaluation reports and a '3-minute credit-rating certificate' via Hometax authentication for sole proprietors. The service also offers pre-diagnostic checks to assess eligibility and likelihood of success for policy funds and guarantees before applications to institutions like the Seoul Credit Guarantee Foundation and Small Enterprise Market Service. KCS provides members access to a business-owner accident insurance product from ACE Insurance when they apply. The company plans to expand its credit-rating certificate service into private-sector report use cases such as apartment bidding and revenue verification in business transfers. KCS intends to deepen analytics by combining data with Korean Credit Data (KCD) to develop workplace performance analyses and loan-specific indices. It is also expanding pre-diagnostic collaborations with government bodies, local governments, and public institutions to broaden coverage.