Aperidata provides a consumer and business credit reporting platform built on Open Banking connections to UK banks, offering a real‑time view of customers' creditworthiness. The company combines decades of global experience in credit risk management and data analytics with technology to move beyond traditional credit scoring. Aperidata's platform delivers real‑time P&L-style insights that aim to make credit assessments faster, fairer and more accurate for consumers and financial institutions. The business is FCA authorised as a credit reference agency and an AISP, and it sells Open Banking solutions across sectors including government, local authorities, charities and housing associations. Aperidata has been deployed in joint work with PayPoint and partners such as Citizen’s Advice Stevenage to speed up financial assessments for debt advisors. The company is positioning to expand its Open Banking solutions as it enters its next phase of growth with support from strategic partners.

Total raised

$1M

Funding rounds

1

Latest round

Equity

Latest activity

May 2024