Bonside operates a credit platform that advances capital to physical-location retailers and service operators through its Repeatable Revenue Agreement (RRA). The company’s AI-enabled Scorecard links directly to a borrower’s accounting system, transforming historical data into 20-plus weighted metrics that generate a standardized credit assessment and operational overview. This creates a common credit language for non-public brands and simplifies diligence for both lenders and landlords. To date, Bonside has completed 50 investments, reporting no defaults and returns above multi-year targets. Brands can share their Scorecard outputs with property owners, potentially shortening lease negotiations and lowering due-diligence costs. Publicly launched in 2023, Bonside now has more than $130 million in total capital available following its latest financing partnership and intends to boost the frequency and ticket size of future financings.

Total raised

$104M

Funding rounds

2

Latest round

Debt Financing

Latest activity

Nov 2025