Led · Debt Financing · Feb 2026

Founded in 2021, Dallas-based Yendo has built the first vehicle-secured credit card that lets users pledge the equity in assets such as cars or homes to obtain revolving credit at fixed, affordable rates. The company’s patent-pending AI infrastructure autonomously verifies and perfects security interests in minutes, slashing origination costs and enabling average credit limits eight times higher than standard unsecured cards. Yendo passes these efficiency savings to customers through prime-like interest rates and richer rewards. The platform has achieved double-digit growth in both revenue and originations while serving consumers in 45 states. Management reports that the product has already saved users more than $150 million in interest and fees. With a full line of credit card products in development, Yendo aims to broaden financial access for underserved borrowers nationwide.

Led · Debt Financing · Dec 2025

Brim Financial is a Canadian fintech providing a fully integrated Payments and Cards Platform-as-a-Service that combines mobile and web experiences with extensive API functionality. The solution allows financial institutions and enterprises to configure, launch and manage credit-card and embedded-banking products within a single technology stack, eliminating the need for multiple vendors. Brim’s architecture offers omni-channel servicing, rapid deployment and granular control across the entire card value chain. The company positions itself as a Funding-as-a-Service partner, bundling technology with access to capital so clients can scale new card programs faster. Industry recognition includes placements on Deloitte’s Fast 50/500 lists, CB Insights’ Top 100, Datos Insights’ Best Business Platforms, and PayTech & Banking Tech Award wins in 2025. Brim is regarded as one of the fastest-growing fintechs globally. The newly secured credit facility strengthens its balance sheet and provides additional resources to support client growth.

Led · Debt Financing · Dec 2025

Shop Circle operates as the group’s retail and commerce software division within Circeus, which acquires and evolves vertical software businesses that serve the everyday economy. Circeus centralizes AI engineering to build agents and skills once and deploy them across its portfolio, aiming to turn software into systems of action. The group says AI-enabled features now drive a double-digit share of net new bookings, customer experience automation has reached about 80% in several products, and AI-assisted workflows have improved developer productivity by more than 100%. Circeus serves more than 200,000 businesses worldwide and has completed 18 acquisitions over the past four years. The company says it is scaling profitably and plans further acquisitions while leveraging centralized AI, growth expertise, and back-office support for acquired brands and teams. Circeus operates from London, Milan, and Sarajevo.

Led · Debt Financing · Nov 2025

Bonside operates a credit platform that advances capital to physical-location retailers and service operators through its Repeatable Revenue Agreement (RRA). The company’s AI-enabled Scorecard links directly to a borrower’s accounting system, transforming historical data into 20-plus weighted metrics that generate a standardized credit assessment and operational overview. This creates a common credit language for non-public brands and simplifies diligence for both lenders and landlords. To date, Bonside has completed 50 investments, reporting no defaults and returns above multi-year targets. Brands can share their Scorecard outputs with property owners, potentially shortening lease negotiations and lowering due-diligence costs. Publicly launched in 2023, Bonside now has more than $130 million in total capital available following its latest financing partnership and intends to boost the frequency and ticket size of future financings.

Led · Debt Financing · Sep 2025

Founded in 2017 by David Sutton and Andre Woons, Nivoda provides an end-to-end operating system for the jewellery trade that spans sourcing, procurement, logistics, manufacturing and embedded finance. More than 10,000 retailers across 70+ countries use the platform to access over 2.5 million natural and lab-grown diamonds and coloured gemstones. Retailers can reserve inventory, track shipments, manage invoices and now obtain 30-, 60- or 90-day trade credit directly within the interface. The company reports triple-digit year-on-year growth and fulfils orders in timeframes ranging from hours to days. Diversity is core to its 28-country remote workforce, and it maintains hubs in nine major diamond centres with its largest presence in Mumbai. To date, Nivoda has raised $81 million in primary equity funding, including a $35 million round led by Northzone in 2023. With fresh non-dilutive capital, the firm is expanding into gemstones, melee and finished jewellery while launching subscription software to help retailers merchandise and sell more effectively.