Card Dynamics has built a cloud-based B2B platform (PCI-certified) that connects card issuers and merchants to remove friction across the subscription lifecycle, offering services such as full registration at sign-up and operational/commercial replacement at renewal. The platform lets cardholders enroll from the secure bank environment and enables merchants, with customer permission, to update stored card details to prevent failed recurring payments. Founded in 2018 by Mario Cantero, the company emphasizes strategic value for banks (reinforcing direct customer relationships) and merchants (access to high-quality acquisition channels and reliable payment data). Card Dynamics reported strong usage growth during the COVID period, with subscription sign-ups rising 20–40% in early weeks and a monthly peak growth of 85% in April. The business operates on a cloud infrastructure and will use new capital to improve products in response to technological and regulatory trends. Management plans to deploy the funding to build local business-development teams across several Latin American markets to support expansion.

Total raised

$3M

Funding rounds

1

Latest round

Equity

Latest activity

Feb 2021