Curative is reinventing employer-sponsored health insurance with a $0-out-of-pocket plan that waives co-pays, deductibles, and coinsurance when members complete an annual Baseline Visit. The plan uses AI-driven technology, real human guidance, and a Curative Cash Card that pays providers instantly to create a friction-free experience. Curative reports a 20% lift in primary-care engagement, a 30% reduction in hospitalizations, and up to 40% lower drug costs for groups in their first year. Launched less than three years ago, the company now serves more than 1,200 employer clients and over 165,000 members and is already profitable. Curative holds an A- AM Best rating, underscoring its financial strength. The firm plans to expand beyond its current Texas, Florida, and Georgia footprint into Mid-Atlantic states while deepening AI-enhanced operations and member engagement. Longer-term, Curative aims to replace legacy BUCA carriers by scaling its zero-cost, value-based model nationwide. The company’s current valuation, following its Series B, is $1.275 billion, giving it unicorn status.

Total raised

$150M

Funding rounds

1

Latest round

Series B

Latest activity

Dec 2025