Fence provides a software-driven platform that verifies assets, enforces credit agreements, and automates cash flows in real time to support asset-backed finance. Its solution is used across warehouse facilities, securitizations, and forward flow agreements and spans asset classes including invoice financing, BNPL, consumer loans, auto loans, mortgages, credit-card receivables, and Earned Wage Access. The company positions itself as a replacement for traditional trust and agency service providers by delivering internet-native infrastructure for debt capital markets. Led by CEO Juan Montero and based in New York City, Fence recently raised $20M in new funding. The company plans to use the funds to accelerate expansion into the U.S., grow its engineering team, and deepen product capabilities. The article does not provide revenue, user, or other operating metrics.

Total raised

$22M

Funding rounds

2

Latest round

Series A

Latest activity

Apr 2026