Founded in 2017, Hometap offers a home equity investment (HEI) that provides homeowners with immediate cash in exchange for a percentage of their home’s future appreciation, eliminating the need for monthly payments. The company positions this HEI as the cornerstone of a broader suite of homeowner-focused financial tools designed to ease the costs and complexities of owning a home. In 2022, it introduced the Home Equity Dashboard, a digital platform that helps users track and act on their home-related finances. To date, Hometap has deployed more than $2.3 billion in home equity investments, serving over 22,000 homeowners nationwide. Management emphasizes “homeowner-first” products that address rising costs, maintenance expenses, and uncertain economic conditions. The new capital infusion will fuel further product development, technology enhancements, and educational initiatives aimed at expanding access to flexible equity solutions. Overall, the company is leveraging strong customer satisfaction and sizable transaction volume to scale its offering in a market pressured by affordability challenges.

Total raised

$522M

Funding rounds

5

Latest round

Equity

Latest activity

Dec 2025