Klaro builds an AI-driven infrastructure that aggregates authoritative data sources (Cassetto fiscale, Agenzia delle entrate e riscossioni, Camera di commercio, INPS, Centrale rischi and bank account information) to generate a certified, up-to-date Klaro Profile for small businesses. That profile is designed to accelerate credit underwriting from weeks to minutes and improve financial transparency for entrepreneurs while enabling faster, safer credit decisions by banks and intermediaries. The platform launched a few months before the announced funding and is led by Andrea Mignanelli and Paolo Verì. Dozens of credit-sector actors have become partners and hundreds of entrepreneurs have already obtained Klaro Profiles. Klaro plans to use the newly raised €3 million to further develop its AI infrastructure and increase immediate usability across the credit value chain. The company positions itself as a response to a market where bank lending to small firms fell from €170 billion in 2014 to €95 billion, aiming to reduce information asymmetries and administrative complexity.

Total raised

$3M

Funding rounds

1

Latest round

Seed

Latest activity

Jul 2026