Founded in 2015 and headquartered in Boston, Massachusetts, Lendbuzz leverages artificial intelligence and machine learning to evaluate non-traditional data and extend vehicle loans to borrowers who are often overlooked by conventional credit models. Its platform processes large data sets to more accurately predict a consumer’s credit profile, benefiting both consumers—through expanded credit access—and auto dealerships via increased sales. Since launching its asset-backed securitization (ABS) program in late 2021, the company has completed more than $2.4 billion of publicly syndicated ABS transactions across eleven deals, providing diversified funding for continued loan origination. Lendbuzz structures these securitizations around pools of loans secured by new and used cars, light trucks, and vans. The firm’s growing investor interest underscores market confidence in its underwriting technology and loan performance. By expanding its capital base through repeated ABS issuance, Lendbuzz aims to scale its mission of fair credit access for millions of potential car buyers.

Total raised

$2.7B

Funding rounds

14

Latest round

Debt Financing

Latest activity

Feb 2026