Nova Credit builds a data platform that converts fragmented consumer financial information into compliant, actionable insights for lenders, property managers, and other financial-services providers. Its flagship Cash Atlas™ solution enables cash-flow underwriting, giving partners such as Chase, PayPal, Yardi, MoneyLion, Imprint, and SoFi a real-time view of applicants’ financial behavior beyond traditional credit bureau metrics. The company also offers Income Navigator for rapid income verification and Credit Passport® to help newcomers to the U.S. access credit. By operating as a Consumer Reporting Agency, Nova Credit provides FCRA-compliant infrastructure while expanding coverage, speed, and reliability of credit data. Recent integrations with major property-management platforms (Yardi, AppFolio, MRI Software, Entrata) have broadened its reach in the rental market. Investor confidence is reinforced by the addition of industry veterans Gene Ludwig and Nichole Mustard to the board. The freshly raised Series D capital positions Nova Credit to scale its platform and capture accelerating demand for cash-flow underwriting.

Total raised

$156M

Funding rounds

5

Latest round

Series D

Latest activity

Oct 2025