Founded in 2017, Prestamype offers digital credit and factoring services to Peruvian mipymes and operates a digital exchange, Cambio Seguro. Since launch it has disbursed more than US$650 million to finance SMEs; in 2025 it reported US$319 million in factoring disbursements (a 163% increase year-over-year) and reached breakeven two years prior. Cambio Seguro executed over 67,000 operations with US$700 million transacted in 2025. The company states that mortgage-backed loans and factoring generate over 90% of the holding’s revenues and projects ambitious growth for 2026 (US$85 million in loan disbursements and US$632 million in factoring operations). To support growth, Prestamype is creating a SAFI, pursuing additional institutional debt lines, evaluating new products (unsecured loans and leasing), expanding its physical presence in Peruvian cities, and targeting international expansion to Colombia and Mexico; it is also planning a US$10–15 million Series A.

Total raised

$27M

Funding rounds

2

Latest round

Equity

Latest activity

Mar 2026