Receive is a U.S.-based financial technology company offering an Earned Revenue Access platform that converts pending sales into immediate spending power for SMBs. Its core product allows merchants to access earned revenue without interest, credit checks, or traditional underwriting. Receive has a white-labeled partnership model enabling ISOs, payment processors, and software providers to leverage first‑party data and create new revenue streams. The company launched the SmartPay Calendar repayment tool and partnered with Titanium Payments to roll out the Titanium Boost Business Mastercard, which turns pending settlements into real-time spending power for Titanium merchants. Receive announced a $4 million seed round led by NGVP, has total funding of $7.1 million, and is supported by additional debt financing. Founder Ariel Blum, formerly in leadership roles at Melio, Green Dot, and American Express, started Receive to address SMB cash-flow challenges and help businesses reinvest sooner without taking on debt.

Total raised

$4M

Funding rounds

1

Latest round

Seed

Latest activity

Jul 2025