Reset embeds earned wage access directly into a financial institution’s existing technology stack, enabling members to access earned wages daily and fee-free via a card issued by the credit union. The product is structured to grow direct deposit relationships and drive premium credit interchange revenue for partner institutions. Credit union case study data cited by Reset shows cardholders on average increase deposits by 27%, maintain checking balances 36% higher than prior levels, and generate 20% more in credit interchange revenue; post-launch member surveys reported 100% saying Reset improved their financial stability. Reset has signed multiple multi-year enterprise contracts, generates revenue from subscriptions, implementation services, and interchange sharing, and is piloting with six credit unions representing 1.2 million members and $17 billion in combined assets through FiLab. The company plans to use the new capital to expand sales and implementation capacity, deepen product development, and accelerate current deployments. Reset is led by a founding team with payments and fintech experience and is based in Menlo Park, California.

Total raised

$8M

Funding rounds

2

Latest round

Seed

Latest activity

Jun 2026