Founded in 2019, Scalapay has grown into one of Southern Europe’s leading buy-now-pay-later (BNPL) providers. Its platform allows more than 10.2 million users to purchase items online or in-store and pay in three or four fee-free installments, driving higher conversion and average order value for over 10,000 merchant partners such as Mango, Backmarket, Eminza and Lastminute. Having achieved unicorn status, the company is now focused on enriching its payment products and simplifying the customer journey. The newly secured funding will enable Scalapay to accelerate product development and consolidate its European position in smart financial services. Management stresses technological innovation, security and service quality as core differentiators. By using non-dilutive growth debt, Scalapay can scale without reducing founders’ or existing investors’ equity stakes. The company ultimately aims to expand both its geographic reach and its portfolio of interactive payment solutions.

Total raised

$809M

Funding rounds

6

Latest round

Debt Financing

Latest activity

Dec 2025