Siam Digital Lending operates an AI-first digital lending platform and has developed a proprietary agentic AI underwriting system called AiTHENA to assess credit and underwrite loans. The firm holds personal loan and nano loan licenses from the Bank of Thailand and offers mobile lending apps that have achieved over 300,000 organic downloads. Since launch, Thai customers have applied for more than 3 billion THB (~$100M) in funding through its platform. Management says AiTHENA analyzes thousands of factors to improve accuracy, speed, and cost-efficiency in lending and to expand financial inclusion. The company plans to deploy the Series A proceeds to accelerate expansion across Thailand and further scale its underwriting and product capabilities. SiamDL positions itself to capture part of Thailand's large personal-lending market, which it cites as roughly USD $20 billion annually.

Total raised

$8M

Funding rounds

1

Latest round

Series A

Latest activity

Apr 2026