Stand is redesigning homeowners insurance for properties threatened by wildfires, windstorms, floods, and other natural catastrophes. Its core offering ties policy pricing and coverage to verifiable mitigation actions—such as hardening roofs or installing fire-resistant materials—thereby lowering long-term risk and premium costs. Proprietary physics-based risk models, first used for wildfire and now extended to wind, enable more granular underwriting and pricing accuracy. Launched just over a year ago, the company has already underwritten $1 billion in insured value in California and is now entering the large, volatile Florida market. Stand touts strong claims management and customer service backed by seasoned insurance, technology, and applied-science executives. The firm operates with support from top reinsurers, positioning it to add capacity as extreme-weather losses climb. Fresh Series B capital gives Stand runway to scale operations, expand product lines, and pursue additional catastrophe-prone regions.

Total raised

$65M

Funding rounds

2

Latest round

Series B

Latest activity

Oct 2025