Wealthon builds an all-in-one multi-product platform for SMEs that combines POS, lending, payments and financial-management tools. Its core solutions include POSCASH (repayments tied to payment-terminal transactions), WALLET (a mobile wallet), LIMIT (instant credit line) and a POS system with order and inventory management. Founded in 2019 and based in Warsaw, the company began as a lending platform and has expanded into an integrated SME financial-services ecosystem. In 2024 Wealthon tripled the volume of financing it provided year-over-year, reporting a gross merchandise value (GMV) of €118.3 million. The company plans further product development, sales-network strengthening, potential acquisitions and international expansion. The recent funding is intended to support scaling its multi-product offering across HoReCa, retail, e-commerce and other SME segments. Wealthon offers financing and entrepreneurial tools to small and medium-sized enterprises, led by CEO Aleksander Majchrzak. Its core product, the Wealthon Poscash loan, uses a proprietary scoring system to assess creditworthiness and delivers automatic decisions quickly. Repayments on Poscash depend on daily turnover at the customer’s payment terminal. In May the company partnered with IdoSell to create financing dedicated to e-commerce stores. Wealthon secured debt financing of USD 12.3M from funds managed by CVI Dom Maklerski. The company plans to use the funds to scale the business, develop additional financial products, and expand in the e-commerce sector. Wealthon focuses on providing financial services for entrepreneurs, with a core product of lending to microenterprises that often fall outside traditional banks' offerings. The company raised 32 mln zł to accelerate the development of its financial services. Proceeds will fund dynamic growth and the buildout of a broader ecosystem of products for firms. Wealthon says the funding will support expansion of its crediting operations for small businesses. The company referenced plans for 2024 in an article in Puls Biznesu but did not disclose detailed targets in the text provided.

Total raised

$164M

Funding rounds

4

Latest round

Equity

Latest activity

Feb 2025