YieldVault is a San Francisco-based, community-driven savings platform built to democratize access to premium market rates once reserved for accredited investors. The service offers a dual-tier model: a free crowdsourced marketplace where savers share and discover the best savings and CD rates, and YieldVault Pro, a managed account that automates rate optimization via a mobile app with virtual debit-card functionality. By combining community rate intelligence with professional management, the platform helps users secure yields above 5%, compared with the 0.01% averages at traditional banks. YieldVault was created by the founding team behind YieldStreet (now WillowWealth), leveraging their proven expertise in alternative investments for the mass-market savings segment. The company plans to use recent seed financing to scale global operations and expand its product suite. Although no revenue or user numbers have been disclosed, management positions YieldVault as a next-generation solution for retail savers seeking higher returns and greater transparency.

Total raised

$10M

Funding rounds

1

Latest round

Seed

Latest activity

Dec 2025