Led · Debt Financing · Jul 2026

Satispay began as an independent payment system and network and has since shifted strategically toward the model of online banks, signing an agreement with Mastercard to issue cards to its customers. The company offers the "Paga in 3" BNPL service, which allows consumers to pay purchases in three interest-free instalments, and recently expanded investment options by introducing ETFs. It revised payment fees to waive charges for transactions under €10 and reports strong initial uptake of the "Paga in 3" product from its community. Management emphasized the service's potential both online and in high-street retail, and framed the recent securitisation as a way to grow the product sustainably. Satispay's strategic moves aim to consolidate the business and access scalable funding structures through partnerships with traditional banks.