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EJF Capital

2107 Wilson Boulevard Suite 410, Arlington, VA, 22201, United States

Overview

EJF Capital is an alternative asset management firm focused on regulatory event-driven investing in financials and real estate. The firm specializes in the fields of financial services, management, and investment.

Total investments
19
Lead investments
9
Investments · 12mo
9
Active investors
3

Sector focus

  • Asset Management
  • Financial Services
  • Real Estate
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Investment portfolio

  • Twin1

    Participated · Seed · Aug 2026

    Twin1 develops digital twins tailored for lawyers and has just come out of stealth. The company is led by CEO Lewis Z. Liu, previously CEO of Eigen, and co-founded with former Eigen colleagues Tom Cahn and Huiting Liu. Twin1 announced a $20 million Seed round co-led by Bessemer Venture Partners to fund its initial scaling after launch. The articles note the broader context of multiple legal AI companies moving into related areas such as context development, personalization, and knowledge sharing. No operating metrics, valuation, location, or detailed product roadmap were disclosed in the pieces.

  • GrailPay

    Participated · Series A · Jun 2026

    GrailPay builds payments infrastructure focused on establishing certainty and trust for instant, agentic business payments. Its Account Intelligence product performs risk scoring of bank accounts without requiring open banking, and its Transaction Intelligence product is designed to accelerate payments. The company says it is already processing billions of dollars of business payments volume, growing that volume 20x over the past year. GrailPay plans product releases to enable new forms of commerce that were previously impractical, and is using its recent financing to further develop its offerings and scale operations. Financially, the company has raised over $17M to date, including a $10.5M Series A led by MissionOG.

  • Lama AI

    Led · Series A · Jun 2026

    Lama AI develops an AI-agent platform that provides credit-risk assessment solutions to banks and fintech companies to speed and improve loan approvals for small and medium-sized businesses. Since launching, the company expanded support across the full lifecycle of additional credit products, including commercial and industrial lending, commercial real estate financing, and credit cards. Lama AI reports 300% year-over-year growth and says customers have achieved improvements of several hundred percent in key business performance metrics. Financially, the company has now surpassed $20 million in total funding following its $12 million Series A. The company plans to scale its go-to-market, sales, and marketing teams to meet growing demand from U.S. banks.

  • Onsetto

    Participated · Seed · Apr 2026

    Onsetto pivoted from its origins as the college-athlete crowdfunding app Roy to become a fintech platform focused on streamlining client onboarding for financial institutions. The company claims it can reduce onboarding timelines to about 10 days versus the industry norm of roughly a year. Since the pivot, Onsetto has signed 30 banks within four months, demonstrating early commercial traction. Founder Cale Johnston leads the transformation and strategy. Onsetto recently raised a $9 million seed round to support its growth. The reporting did not provide revenue, user, or other detailed operating metrics.

  • Kashable

    Participated · Series C · Apr 2026

    Kashable offers employer-offered personal loans and financial wellness programs integrated with HR and payroll systems, enabling payroll-deduction repayments and lower default rates. Its services include low-cost loans, credit monitoring, and financial coaching, and are available to over 4 million employees at more than 600 employers. Customers include governments, large nonprofits, universities, hospitals, school districts, and companies such as Kraft Heinz, Amazon, Stanley Black & Decker, UPS, IKEA, Cigna, Kohler, the State of Illinois, Temple University and San Mateo County. Since launching in 2013, Kashable has funded nearly $2 billion in loans and expects to surpass $500 million in loan volume in 2026 alone. The company reported more than 40% year-over-year growth so far in 2026 and has been profitable for several years. Kashable’s revenue model is driven by interest and fees on loans and administrative fees from employers for customized programs.

Team

  • Neal Wilson

    Co-Chief Executive Officer, Co-Founde and Co-Chief Investment Officer

    LinkedIn
  • Jonathan Bresler

    Managing Director

    LinkedIn
  • Michael Cherepnin

    LinkedIn