Global Paytech Ventures
2365 NW 70th Ave C23, Miami, FL, 33122, United States
Overview
Global PayTech Ventures is a venture capital firm that focuses on payment technology. The firm invests in ground-breaking PayTech solutions with massive market opportunities. It also focuses on early-stage PayTech companies and will invest in seed, Series A, and Series B rounds. The firm was founded by Javier Perez and his sons Daniel Perez and Kristofer Perez and is headquartered in Miami, Florida.
- Total investments
- 10
- Lead investments
- 6
- Investments · 12mo
- 4
- Active investors
- 4
Sector focus
- Financial Services
- Payments
- Venture Capital
Investment portfolio
- Yuno
Led · Series B · Aug 2026
Yuno provides an AI-native payments and financial services operating system that connects customers through a single API to payins, payouts, fraud prevention, KYC/KYB, and stablecoins at global scale. The platform is agnostic by design and connects to over 1,000 payment methods and 460+ integrations across 190+ countries, with intelligent routing, one-click checkout, and AI-powered fraud detection. Over the past year the company recovered more than $5 billion in otherwise-failed transaction volume, increased authorization rates by about 5%, saved customers over $500 million in processing costs, and added 150 new integrations. Global brands using Yuno include McDonald's, NetEase Games, GoFundMe, inDrive, and Rappi, and Yuno partners with providers such as dLocal and Prosa to white-label its technology. Founded in Colombia in 2022, the company is expanding its product footprint into in-person payments and agentic commerce while scaling its presence in the United States and deepening regional coverage in the Middle East.
- Cyclops
Participated · Series A · Jul 2026
Cyclops offers an all-in-one stablecoin platform purpose-built for payments companies, providing orchestration and full-stack integrations to enable stablecoin settlement, pay-ins, payouts and treasury optimization via a single API. The company emphasizes end-to-end integrations with leading providers across the stablecoin stack and proprietary technology layered on top to simplify payments use cases. Cyclops claims product and license redundancy in major markets, with dozens of partners and over 100 global licenses. Its founding team includes payments veterans Alex Wilson and Pat Duffy and international technology lawyer David Johnson, who shaped the company’s approach to global licensing. Operational metrics disclosed at the time of the raise include a merchant network of 300,000, 350% month-over-month volume growth, and a headcount of 31 with plans to double by year end. The company plans to use the Series A proceeds to accelerate product development, expand local teams and licensing, and scale its go-to-market efforts.
- Silverflow
Participated · Series B · Mar 2026
Founded in 2019, Silverflow offers a cloud-based card payment processing solution that connects directly to networks such as Visa, Mastercard, American Express, Diners Club and Discover through one API. The platform delivers real-time data insights and features including 3D Secure, network tokenisation, direct-to-card payouts, and a dispute-management portal. Over the last two and a half years, the company has scaled daily transaction volume from roughly 180 to about 1.75 million, putting it on track to process nearly one billion transactions annually. Silverflow’s customers include Deutsche Bank, Bolt, Payabl., and Buckaroo, spanning Europe, North America, and APAC. With the new capital, it plans to expand headcount by more than 50 percent (from 85 to ~120 employees) and deepen its presence in North America and Southeast Asia. Product plans call for adding support for China UnionPay and JCB, building new front-end tools, and extending capabilities to in-store payments. The company positions itself as the modern alternative to legacy payment processors, aiming to simplify complexity and speed time-to-market for its clients.
- Klearly
Participated · Series A · Jan 2026
Klearly is an Amsterdam-based fintech that delivers a payments platform purpose-built for hospitality, focusing on reliability during high-volume service periods. Its solution can operate as a standalone payments system or as a payments layer that plugs into existing restaurant POS hardware, removing the need for merchants to replace equipment. Thousands of Dutch merchants already process transactions through Klearly, and the company is expanding into Italy and Belgium via partnerships with restaurant groups and POS vendors. Operators adopting Klearly report smoother service, higher revenue per guest, and improved customer retention. Backed by €20 million in total funding to date, the firm plans to use new capital to bolster its go-to-market presence in Italy, grow its partner network, and continue investing in product development and team expansion across commercial, operations, partnerships, and engineering functions.
- Cardlay
Led · Equity · Apr 2021
Cardlay is a Danish white-label fintech founded in 2016 that delivers white-label card management, expense handling, integrated virtual card, and VAT reclaim services to banks, card issuers and processors. The company positions itself as a strategic partner to banks, card issuers and processors with a comprehensive platform and standard suite of services for commercial payment solutions. Cardlay says the new funding will fuel its next phase of expansion and deepen cooperation with major processing platforms, notably FIS. As part of the financing, Global PayTech Ventures founder and former Mastercard Europe president Javier Perez will join Cardlay's board as vice-chairman to support partnerships and execution. Cardlay secured €8 million in financing from Global PayTech Ventures. No operational metrics (revenue or user figures) were disclosed in the article. Cardlay develops a white-label solution for automated expense management and VAT reclaim services, including receipt and travel-expense integration and an AI robot for automatic VAT reclaim developed by PwC. After three years of heavy investment in its platform, the company has partnered with Eurocard/SEB Kort to integrate its services as a built-in offering to roughly 1 million corporate cards in the Nordic region. The partnership enables Eurocard to offer automated receipt and expense management to corporate customers, addressing manual processes used by more than half of SMEs. Cardlay raised €9 million in new funding from SEB Bank and Seed Capital to accelerate international expansion. Founded in 2016 and based in Copenhagen, Cardlay currently employs 50 people and expects to triple its headcount as it pursues global expansion and additional major agreements. The company positions its technology as a digital layer over banking and credit card systems, allowing issuers to offer new services directly on existing card platforms. Cardlay has developed a management platform for payment cards and expenses targeted at commercial banks. The company positions its platform as a frontend for commercial transactions and integrates with banks to accelerate digitalisation. The Series A will be used to internationalise by broadening partnerships with banks in Europe and North America. Cardlay also plans to further develop features in machine learning and automation. The funding round announced is 30 million DKK (about €4 million) from SEED Capital and SEB Venture Capital alongside other investors. SEED Capital first backed the company in 2016, indicating continued investor support. Cardlay provides a white-label front-end Card Management Platform and Cardholder application for banks to automate corporate account and card management. The platform enables banks to issue, load, and manage payment cards in real time while placing automatic limits and specifying merchant-level spend rules. Built-in services include expense management, VAT retrieval, travel management, financial forecasting, process automation, multi-currency card issuance, and seamless ERP integrations. Cardlay says its software can automate an average of 50% of banks' handling resources, boosting profitability and enabling new digital revenue streams. The company is forming partnerships with top-tier banks to serve as their front-end platform and to capitalize on existing corporate client portfolios. Headquartered in Copenhagen, Denmark, Cardlay employs senior specialists across software engineering, computer science, financial services, and executive management. The company announced a $4 million funding round from private investors alongside the release of its white-label solution.