Pollen Street Capital
11-12 Hanover Square, London, England, W1S 1JJ, United Kingdom
Overview
Pollen Street Capital is an independent alternative investment management company, focused on investing in businesses in the financial and business services sectors to drive business transformation and investment performance. It was founded in 2013 by Lindsey McMurray, and now operates across private equity and credit strategies on behalf of investors, which include major pension funds, asset managers, banks, and family offices from across the globe. Pollen Street Capital has offices in London and New York, with a team of 70+ professionals working across both locations. Pollen Street Capital seeks to invest in high quality businesses operating in specialist markets, particularly working with entrepreneurial and driven management teams who share their values and philosophy, namely to build businesses that deliver market-leading products and services to their customers in order to create long-term sustainable success. The firm utilises its vast experience across its team to assist its partner companies take full advantage of opportunities to build high-growth, sustainable businesses that deliver profoundly to their customers within specified markets. The company invests in sectors which have the ambition and aspiration to be at the leading edge of change and maximise opportunities within the ever-growing landscape of its field. Pollen Street Capital works alongside partners with strong core attributes and a sound foundation, supporting them and their management teams with valuable expertise and capital to propel growth. Pollen Street has a proven skill to identify trends and changing customer behaviours and to target investments with a clear distinguished approach in specialist areas. They look in particular at high growth lending, insurance, wealth, payments, technologies, as well as various other financial service areas. They are also committed to responsible investing, particularly ensuring that investments today will have a positive effect on people and the planet for many years to come. Pollen Street are a progressive partner, who are capable of pushing boundaries to deliver on sustainable business. The Pollen Street Capital team sets the bar high, bringing specialist knowledge and best practice to the complex and changing environment of the financial and businesses service sector. They offer a broad skillset that covers analytical, technical, strategic, and operational capabilities. In a world where business transformation and digital development is fundamental, Pollen Street can anticipate this kind of change and drive growth. The firm’s system of transformation accelerates change and amplifies success.
- Total investments
- 12
- Lead investments
- 9
- Investments · 12mo
- 2
- Active investors
- 10
Sector focus
- Finance
- Financial Services
- Venture Capital
Investment portfolio
- HeavyFinance
Led · Debt Financing · Jun 2026
Founded in 2020 in Vilnius as HeavyFinance, InSoil began by funding tractors for Baltic wheat farmers and has evolved into a data-driven agricultural lender. The company offers mid-term loans to farms adopting regenerative practices such as no-till farming, cover crops, and crop rotation, and incorporates soil science into its credit process. InSoil has collected over 15,000 soil samples and built one of the region’s largest soil carbon datasets to support credit decisions and climate tracking. Since 2020 it has financed more than 3,500 small and medium-sized farms across Europe. Over the past year the firm has completed three major fundraisings—a €50 million EIF-backed fund, a carbon-credit financing partnership, and the €120 million EIF-guaranteed institutional credit facility—demonstrating a layered capital approach. The company positions itself to scale transition financing for agricultural SMEs by combining underwriting, data, and government-backed guarantees.
- CredibleX
Led · Debt Financing · Sep 2025
CredibleX builds embedded financing infrastructure that integrates capital access into the ecosystems where SMEs transact. The company partners with over 70 ecosystem partners to distribute financing and embed credit into workflows. CredibleX aims to expand access to flexible working capital, scale its technology and financing infrastructure, and strengthen partnerships across the UAE. Financially, the company recently closed a $15M Series A and previously secured a $100M debt facility from Pollen Street Capital. The combined equity and debt resources are intended to accelerate growth and support SMEs in accessing more seamless, embedded finance solutions.
- Ferovinum
Led · Debt Financing · Jun 2025
Ferovinum offers capital and logistics support tailored to producers, distributors and brand owners in the drinks sector via an integrated platform that unlocks capital trapped in inventory, optimises procurement and simplifies domestic and international alcohol movement. The company’s technology lets clients manage working capital and scale operations across multiple markets while embedding funding within its supply-chain workflow. Ferovinum positions its product as a combined asset-backed finance and logistics solution to improve margins and operational efficiency for drinks businesses. The startup says its flexible funding approach helps clients react to shifting demand and access new markets without being constrained by cash flow. With supply-chain expansion plans, Ferovinum aims to enhance liquidity and storage capabilities across major US logistics hubs and extend services beyond the UK to the US, EU and Australia. Ferovinum operates an end-to-end digital platform that helps wine and spirits businesses fund, produce, procure and sell into global markets. It provides working capital and supply-chain automation, leveraging trading concepts from commodity markets to improve risk profile, flexibility, underwriting data and lower operating costs. Founded in 2018 by Mitchel Fowler (CEO) and Daniel Gibney (CFO), the company has funded over 35 million bottles and deployed over £114 million of funding to UK producers. The platform has transacted over £170 million of product and reports annual sales growth of 1,000% since early 2023. Ferovinum targets the liquidity constraints, complex supply chains and regulatory friction that hinder international sales for drinks businesses. The company plans to broaden its funding and supply-chain product set and launch services in the US and Europe later this year.
- Finbee
Led · Equity · Jul 2024
Finbee Group (UAB Holbee) builds a digital financial services ecosystem that links retail and institutional investors with individual borrowers and SMEs through peer-to-peer lending and crowdfunding products. Operating under subsidiaries such as Finansų bitė and Finbee Poland, the company offers consumer loans and small-business financing across several European jurisdictions. Management reports a diversified portfolio spanning both consumer and SME credit segments. The newly raised capital will bolster the firm’s balance sheet, enabling larger loan volumes in its core markets of Lithuania and Poland. Leadership also plans to accelerate international expansion and further develop the firm’s technology stack. The platform positions itself as an accessible alternative to traditional banking by matching capital supply directly with borrower demand.
- Clearco
Participated · Debt Financing · Oct 2023
Clearco offers non-dilutive financing tailored to ecommerce operators, supporting needs such as inventory, always-on marketing, major purchase orders and expansion across DTC, wholesale, retail, marketplaces and social commerce. The company provides qualifying brands access to up to $10 million with estimated terms of 4 to 12 months and states its offers include no personal guarantees and no all-asset liens. Clearco has delivered more than $3.3 billion in funding to over 11,000 businesses to date. In August 2026 it secured a $100 million asset-backed financing facility from Macquarie Group to expand its capacity to fund larger and longer-term commitments. Clearco's management, led by CEO Andrew Curtis, positions the business to support brands as they scale and diversify channels. The company markets its financing as flexible capital for inventory, marketing and growth initiatives.