Participated · Series B · Jul 2021

PriceHubble provides an AI analytics and data platform for the residential real estate industry, offering valuations, market analyses, value forecasts and building simulations. Its digital solutions leverage big data, analytics and visualization to increase market transparency and enable data-driven real estate and investment decisions. The company is active in nine markets — Switzerland, France, Germany, Austria, Japan, Netherlands, Belgium, Czech Republic and Slovakia — and serves a customer base of more than 800 companies in Europe and Asia. Led by CEO Julien Schillewaert, PriceHubble employs over 130 specialists. It plans to use the funds to accelerate growth and expansion and to further develop its data science resources. PriceHubble aggregates and analyzes property data using big data analytics and artificial intelligence to deliver valuations, forecasts and digital distribution tools for real-estate professionals. The company already operates successfully in the German-speaking region, France and Japan and serves customers across Europe and Asia. Over the past 12 months PriceHubble quintupled its customer base to several hundred B2B clients and doubled headcount to 72 employees. The firm says its data team is now one of the largest in Europe for real-estate-focused analytics and was recently strengthened by acquiring Austrian proptech Checkmyplace. PriceHubble plans to use new funding to accelerate global expansion, advance product development and grow its team. Management reports continued strong market growth despite the COVID-19 environment. PriceHubble uses machine learning to deliver data-based real estate services, including online property valuations that incorporate large quantities of location and neighbourhood data as well as sentimental factors such as noise pollution and other emissions. Its platform is designed to serve all parties in the real estate value chain, including real estate portals, banks, asset managers, insurance companies, real estate investors and private individuals. The company was founded in 2016 by Markus Stadler and Stefan Heitmann and is based in Zurich, Switzerland. PriceHubble intends to use its recently raised funds to support further growth. The article does not disclose revenue, users, or other operating metrics. The core product emphasis is automated, data-rich valuation and analytics powered by machine learning.

Participated · Equity · Feb 2021

Selma Finance is a fintech startup built around an AI-supported digital asset management service branded Selma AI. The company says it is already profitable and does not need additional capital for day-to-day operations. It recently launched a crowdinvesting campaign that raised more than €1.3 million from 325 backers in under two days, having surpassed an initial €750,000 target and now aiming for €1.5 million. Selma intends to use the fresh funds to further develop its algorithms to deliver more precise, personalized financial solutions. The startup also plans to expand its advisory offerings into retirement planning, insurance needs, mortgages, and tax questions. Selma was founded in 2017 by a team from Switzerland, Austria and Finland and counts TX Ventures (TX Group) and Migros Group among its investors. Selma Finance is a Swiss‑Finnish fintech digital adviser focused on delivering individual financial and retirement planning advice. The company’s mission is to make financial advice accessible and suitable for customers of any age. Over the past 18 months Selma has tripled its customer base to more than 10,000 clients and the team has more than doubled. Customers invest sums ranging from CHF2,000 up to seven-figure amounts. The startup will use newly raised funds to localize its services in the French-speaking (West) Switzerland and to further develop its product offering. Investors have pointed to the company’s growth and user traction as validation of its accessible, friendly advisory approach. Selma Finance operates a Smart‑Advisor that offers tailored investment options through a simple user interface and a single monthly fee that covers management of Säule‑3a accounts and other investments. The company has offices in Zürich and Helsinki and is regulated as an independent asset manager in Switzerland. Selma employs 12 people and reports over 4,000 paying customers in Switzerland. The fresh capital will be used to expand its digital advisory capabilities, drive further growth, and launch additional products in the Swiss market. Selma emphasizes accessibility and lower costs for professional investment and retirement solutions for its customers. A partnership with Migros Bank is planned to jointly develop and test digital wealth‑management services and distribution channels.

Led · Series B · Oct 2020

Lend operates a crowdfunding marketplace that provides a direct channel for loans between borrowers (private individuals and SMEs) and investors, avoiding traditional bank intermediation. Investors on the platform are offered attractive returns while borrowers benefit from comparatively favorable interest rates. Founded in 2015 and based in Zurich, the company employs a 17-strong workforce. Borrowers have already applied to Lend for loans amounting to over CHF 1.3 billion. Following the Series B investment, Lend expects to accelerate growth by drawing on TX Group's expertise in technology, data analytics, marketing, and product and business development and by leveraging TX Group's broad media reach. The company also expanded commercial distribution through a cooperation with PostFinance, which will offer loans via Lend to its business clients. Lend operates a marketplace lending platform that allows borrowers to obtain loans while enabling lenders to direct their own loan investments. Lenders on the platform have access to risk-relevant information for prospective borrowers and can allocate funding across projects with different risk profiles and maturities. The platform offers small minimum investment denominations per credit project to facilitate diversification, and most credit projects are protected by Helvetia insurance against unemployment, disability, and death. Lend is managed by Switzerlend AG and is a regulated financial intermediary under FINMA. The company cooperates with several pension funds, family offices and banks, which are increasingly funding credit projects. It intends to use recent funds to further digitize the platform, professionalize new business areas and secure institutional credit facilities to finance loan projects. Lend, run by Switzerlend AG and based in Zürich, operates a crowdlending platform that enables borrowers to obtain loans at favorable rates while allowing lenders to select and fund credit projects. Lenders have access to all risk-relevant information and can allocate funding across projects with different risk profiles and maturities; Lend conducts underwriting and handles contractual issues and all financial movements on the platform. Credit projects are protected by Helvetia insurance against unemployment, disability and death. Since launching in January 2016 the platform has recorded more than 4,000 users and funded 300 credit projects. The company will use the Series A proceeds to further develop its platform and to market its brands LEND and splendit, with a focus on automation, customer usability and increased marketing efforts within Switzerland. Lend is a regulated financial intermediary overseen by FINMA. lend.ch is a Zurich-based peer-to-peer crowdlending platform that directly connects private borrowers and investors, removing traditional bank intermediaries. The platform launched in January 2016 after the company was founded in summer 2015. lend.ch focuses primarily on refinancing existing loans and routes savings from more efficient processes to both borrowers and lenders. To date the platform has originated over CHF1 million in loan volume, with investors achieving net yields around 5% (range cited 4%–8%) and borrowers saving about CHF1,300 on average. The founders emphasize strict credit checks and report no defaults so far. LEND is operated by LEND Switzerland AG, is affiliated with self-regulatory organisation PolyReg and is indirectly overseen by FINMA; loans are insured by Helvetia against unemployment, disability and death. The company plans to use new capital to further develop the platform and expand marketing and sales in Switzerland.