EarnUp offers a consumer payments technology platform and enterprise solutions that help mortgage companies reduce risk, streamline operations, and improve borrower financial health. The company serves lenders, servicers, and borrowers across the U.S. and manages over $10 billion in loan payments. Led by CEO Nadim Homsany, EarnUp combines consumer-facing payment tools with data capabilities for mortgage stakeholders. The firm intends to use newly raised funds to expand operations and accelerate product development. Its core product focus remains on payments orchestration and enterprise integrations for the mortgage ecosystem. EarnUp provides a consumer‑first payments platform that intelligently automates loan payment scheduling and powers the GetAhead Dashboard for mortgage lenders and servicers. The GetAhead product gives providers 15-day advance warning on at‑risk loans and surfaces refinance opportunities to credit‑worthy homeowners. EarnUp’s platform assesses bank‑level borrower attributes (assets, income, debts and more) in real time to target assistance and reduce missed payments. The company says it manages over $10B in loans under management and uses its data insights to help enterprise customers mitigate risk and lower costs. EarnUp validated the expanded GetAhead concept through distribution of emergency relief funds from Acumen America’s COVID‑19 Emergency Response Fund in late 2020. The firm plans to use the recent financing to expand the GetAhead platform and close the communications gap between homeowners and mortgage providers. EarnUp is a consumer-first platform that intelligently automates loan payments by putting aside small amounts when consumers can afford it and then making payments on their behalf. The product also identifies earning opportunities for consumers. Led by Matthew Cooper and Nadim Homsany, the company is in private beta but already manages hundreds of millions of dollars in consumer loans on its platform. EarnUp is a member of the Financial Solutions Lab in partnership with JPMorgan Chase & Co. and the Center for Financial Services Innovation. The company intends to use the funds to accelerate product development and expand operations. It is based in San Francisco, CA.

Total raised

$59M

Funding rounds

3

Latest round

Series C

Latest activity

Mar 2022