The Venture Codex

Participated · Seed · Mar 2018

Candex provides a tech-based master vendor platform that enables enterprises to onboard, manage compliance for, and pay thousands of small and one-time suppliers across multiple jurisdictions and currencies. The company operates in more than 50 countries and in 2025 supported well over $1 billion in payments to vendors through its platform. Candex's solution consolidates tail vendor information, automates compliance, and can reduce a company's vendor master by as much as 80%, according to the company. Its platform is used by hundreds of large multinationals, including Diageo, Danone, Roche, and Sanofi. Candex is co-founded by Jeremy Lappin (CEO) and Shani Vaza (Chief R&D Officer) and is focused on expanding global infrastructure and regional coverage, particularly in Asia, as it scales.

Participated · Seed · Feb 2017

Float is a financial services company focused on reinventing how modern, mobile consumers access and use credit. Positioned within the fintech space, the startup aims to deliver a streamlined, mobile-first credit experience that departs from traditional lending models. While detailed product specifications were not disclosed, the company emphasizes convenience and technology to meet the needs of on-the-go users. Float has attracted early investor interest, reflecting confidence in its approach to consumer credit innovation. The firm’s financial position has been strengthened by a recently closed seed round, providing $3 million in capital to accelerate product and market development. No operating metrics such as revenue, user count, or growth rates were reported in the available materials. The company’s continued development will be fueled by its new funding and the strategic support of its venture backers.

Participated · Seed · Feb 2017

Float offers emerging credit consumers open-ended credit lines of $50 to $1,000 that can be accessed instantly with their existing debit cards. Its platform leverages machine-learning models and real-time transactional data to assess creditworthiness without relying on traditional FICO scores, enabling rapid, personalized underwriting decisions. Users pay a flat 5 % transfer fee with no hidden costs, interest or APRs, positioning the product as an affordable alternative to payday loans and overdraft fees. The company currently serves customers in California and Utah and plans to expand to all 50 states within the next six to twelve months. Led by co-founder and CEO Max Klein, Float is channeling recent funding into product development, marketing and strategic partnerships to support nationwide rollout. No revenue or user figures were disclosed in the article.

Participated · Seed · Jul 2016

EarnUp offers a consumer payments technology platform and enterprise solutions that help mortgage companies reduce risk, streamline operations, and improve borrower financial health. The company serves lenders, servicers, and borrowers across the U.S. and manages over $10 billion in loan payments. Led by CEO Nadim Homsany, EarnUp combines consumer-facing payment tools with data capabilities for mortgage stakeholders. The firm intends to use newly raised funds to expand operations and accelerate product development. Its core product focus remains on payments orchestration and enterprise integrations for the mortgage ecosystem. EarnUp provides a consumer‑first payments platform that intelligently automates loan payment scheduling and powers the GetAhead Dashboard for mortgage lenders and servicers. The GetAhead product gives providers 15-day advance warning on at‑risk loans and surfaces refinance opportunities to credit‑worthy homeowners. EarnUp’s platform assesses bank‑level borrower attributes (assets, income, debts and more) in real time to target assistance and reduce missed payments. The company says it manages over $10B in loans under management and uses its data insights to help enterprise customers mitigate risk and lower costs. EarnUp validated the expanded GetAhead concept through distribution of emergency relief funds from Acumen America’s COVID‑19 Emergency Response Fund in late 2020. The firm plans to use the recent financing to expand the GetAhead platform and close the communications gap between homeowners and mortgage providers. EarnUp is a consumer-first platform that intelligently automates loan payments by putting aside small amounts when consumers can afford it and then making payments on their behalf. The product also identifies earning opportunities for consumers. Led by Matthew Cooper and Nadim Homsany, the company is in private beta but already manages hundreds of millions of dollars in consumer loans on its platform. EarnUp is a member of the Financial Solutions Lab in partnership with JPMorgan Chase & Co. and the Center for Financial Services Innovation. The company intends to use the funds to accelerate product development and expand operations. It is based in San Francisco, CA.

Participated · Series C · May 2016

Zooz operates a payments platform that lets merchants connect with multiple financial institutions, integrate acquirers, e-wallets alternative payment methods, fraud management and other third-party services, and intelligently route transactions. The company also offers an Insights product that provides intelligent analysis based on customer transactional data. Led by CEO Oren Levy, Zooz aims to use recent funding to accelerate growth, develop new products, and expand into new and existing markets. The business maintains R&D facilities in Tel Aviv and additional offices in London, Berlin and San Francisco. The article does not disclose revenue or user metrics. The company positions itself as a payments orchestration and analytics provider for merchants. Zooz is a smart payment engine that enables enterprise-class retailers and businesses to optimize payments performance by increasing payment flexibility through connectivity to a network of acquirers and payment methods. The company's payment solution complies with industry security and data protection requirements, including maintaining level 1 PCI compliance. Zooz serves thousands of retail customers worldwide and partners with payment gateways, processors and e-wallets. Founded in 2010 and led by CEO Oren Levy, the company operates from New York and Ra'anana, Israel. Following its $12M funding round, Zooz intends to use the proceeds to continue creating innovative technology, scale operations and open new offices. Blumberg Capital's partner Alon Lifshitz will join the company's board. ZooZ is a consumer-focused payments platform that aims to improve mobile checkout conversion while emphasizing security and fraud prevention. The company provides an in-app SDK with support for iOS, Android and HTML5 and has partnered with MobiCart to reach 10,000 merchants. ZooZ plans to use its Series A proceeds to add product functionality, increase traction with retailers, solidify partnerships, and build a global presence. The startup was founded in 2010 and is currently based in Israel, with plans to split operations and relocate some staff to a U.S. office. Financially, ZooZ closed a $2M Series A and has now raised $3.5M in total. The team includes co-founder and CTO Ronen Morecki, formerly VP of R&D at VeriSign, underscoring its focus on security. ZooZ offers a comprehensive end-to-end payment solution that lets mobile app developers integrate digital payment and checkout options into Android and iOS apps via an SDK. The company says integration requires only a couple lines of code and minimal development time while delivering the tools necessary to accept in-app payments. ZooZ emphasizes security and fraud detection, storing all sensitive data in a PCI-compliant cloud environment. The platform is being rolled out in an initial six-month beta during which the service is free; after this period ZooZ will charge a nominal processing fee. ZooZ was founded in 2010 by CEO Oren Levy and CTO Ronen Morecki and is based in Israel. Financially, the company has completed a $1.5 million seed financing as reported.