FlowCredi operates a digital marketplace focused on credit with real-estate or vehicle collateral, enabling consumers to compare rates and contract home-equity, real-estate and auto-backed loans in one environment. By automating quotations and approvals, the platform removes bureaucracy and makes collateralized credit more accessible. In less than two years, FlowCredi has surpassed R$500 million in approved home-equity credit, showing strong early traction. The company argues that home-equity loans can cut borrowers’ monthly payments by up to 85% when they refinance expensive debts. Led by CEO Bruno Gama and founded by former Credihome executives Deivid Bastos, Rodrigo Gordinho, Mayle Vaz and Caio Alfano, the startup blends credit, property and technology expertise. Its long-term vision is to popularize home-equity lending in Brazil through financial education, specialized channels and proprietary technology, tapping into a market that could grow from an estimated R$11 billion in 2025 to R$500 billion under the new “Marco Legal das Garantias”. The new funding inaugurates an aggressive expansion phase for the company.

Total raised

$1M

Funding rounds

1

Latest round

Seed

Latest activity

Dec 2025