Prism Data is a NYC-based cash flow underwriting and data analytics platform that provides open banking infrastructure for credit scoring. Its suite includes the proprietary CashScore®, which enables clients to derive insights from consumer-permissioned deposit account transaction data. Financial institutions, fintechs and other businesses use Prism’s analytics to predict credit default risk, score missing- and thin-file customers, identify first-party fraud, and better manage credit risk in existing portfolios. Led by CEO and Founder Jason Rosen, the company intends to use the new funding to expand its team and enhance its product suite in response to growing demand. Prism raised $5 million in seed funding led by Obvious Ventures, with participation from Citi Impact Fund and Core Innovation Capital. The company positions itself as a market-leading provider of cash flow underwriting infrastructure powering the next generation of credit scoring.

Total raised

$5M

Funding rounds

1

Latest round

Seed

Latest activity

Oct 2023