Founded in 2020 and headquartered in Miami, Quash.ai builds software that refines internal and external data into predictive, institution-specific credit models. Its three core products include an Inclusion Score that incorporates alternative data such as subscription payments and mobile-carrier history, a real-time predictive decision engine that personalizes loan approvals and pricing, and a GenAI-powered credit agent for model simulation and reporting in a compliant environment. The company’s technology aims to move lenders beyond static credit scores toward dynamic, borrower-specific insights. Quash.ai currently employs about 40 people and operates largely remotely. Management projects the platform will be in use at more than 250 financial institutions by 2026, with a near-term focus on serving U.S. credit unions that are struggling to attract younger members. Since inception the company has raised roughly $7 million, including the most recent $2.6 million round that values the business at $35.6 million post-money. The fresh capital will be used to deepen penetration in the credit-union segment and enhance product capabilities.

Total raised

$6M

Funding rounds

2

Latest round

Equity

Latest activity

Feb 2026