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The Venture Codex

H20 Capital

14 NE 1st Ave, Suite 402, Miami, FL, 33132, United States

Overview

H20 Capital backs disruptive entrepreneurs creating tomorrow's largest, most valuable, and longest-lasting companies, seeking to become a hands-on partner by helping entrepreneurs disrupt and create new markets while adding value. The Firm's focus is in B2B Enterprise Software (SaaS), B2B Marketplaces, and B2B Fintech in LatAm and the US (primary focus on LatinX & immigrant founders in the US).

Total investments
4
Lead investments
0
Investments · 12mo
1
Active investors
3

Sector focus

  • FinTech
  • Marketplace
  • SaaS
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Investment portfolio

  • QUASH.AI

    Participated · Equity · Feb 2026

    Founded in 2020 and headquartered in Miami, Quash.ai builds software that refines internal and external data into predictive, institution-specific credit models. Its three core products include an Inclusion Score that incorporates alternative data such as subscription payments and mobile-carrier history, a real-time predictive decision engine that personalizes loan approvals and pricing, and a GenAI-powered credit agent for model simulation and reporting in a compliant environment. The company’s technology aims to move lenders beyond static credit scores toward dynamic, borrower-specific insights. Quash.ai currently employs about 40 people and operates largely remotely. Management projects the platform will be in use at more than 250 financial institutions by 2026, with a near-term focus on serving U.S. credit unions that are struggling to attract younger members. Since inception the company has raised roughly $7 million, including the most recent $2.6 million round that values the business at $35.6 million post-money. The fresh capital will be used to deepen penetration in the credit-union segment and enhance product capabilities.

  • Influur

    Participated · Seed · Apr 2022

    Influur operates an influencer marketplace where creators connect all their social accounts, display pricing and past collaborations, and apply for brand campaigns. The platform hosts over 40,000 creators and restricts posting to creators with more than 2,000 followers; creators typically respond to brand requests within 24 hours. Influur holds brand payments in escrow and offers a creator wallet with a standard 30-day payout or an instant withdrawal option (15% fee); 20% of creators have used the instant payout. The company charges brands a 20–25% service fee and offers a $30/month premium subscription that includes a one-click media kit and exclusive creator content. Influur is building campaign insights and a prediction engine and plans to launch additional financial products for creators, including virtual accounts, short-term loans, credit cards, and debit cards. It is expanding its team across hubs in San Francisco, Miami, Mexico and Argentina and, after some profitable months last year, aims to be cashflow positive by 2026. Influur is a Miami-based marketplace platform that connects multiplatform stars, digital celebrities and influencers with brands. The platform matches influencers to brand campaigns and has run activations with Hard Rock Cafe, Paramount Latin America, Boxy Charm and Warner Music Latina. Led by CEO Alessandra Angelini, the company was founded with product, operations and influencer leadership including Valeria Angelini, Paula Coleman and Fefi Oliveira. Influur raised $5M in a Seed funding round led by Point72 Ventures. The company intends to use the funds to expand operations and broaden its business reach. Influur plans to scale its marketplace and deepen brand partnerships across platforms.

  • Jüsto

    Participated · Series A · Feb 2021

    Jüsto is a vertically integrated, 100% online grocer that designs and deploys proprietary technology to manage assortment, inventory, operations, and logistics. Founded in 2019 by CEO Ricardo Weder, it operates in Mexico, Brazil, and Peru and positions itself as a sole first‑party grocer across Latin America. The company leverages AI and data analytics to forecast demand, reduce waste at micro‑fulfillment centers, and uses proprietary software to pick and deliver orders, achieving a 99% fill rate. By eliminating intermediaries and using vertical integration, Jüsto offers competitive prices, lower transaction costs, and reports growing purchase frequency and retention rates above pandemic levels. With a stated market potential exceeding USD $600 billion, the company plans to deploy new capital to accelerate growth—primarily in Mexico—enhance operational efficiencies, and explore new distribution avenues. The recent USD $70 million equity and debt package strengthens its balance sheet as it scales its full‑basket grocery experience and deepens supplier partnerships. Jüsto, founded in 2019, operates a digital full-basket grocery platform that enables customers to buy groceries via its website or app for delivery. Its assortment spans roughly 7,000–8,000 SKUs focused on fruits, vegetables, proteins and cleaning products, and it has launched complementary offerings like Ekonofresh and acquired Freshmart in Peru. The company has expanded across Mexico and into Peru and Brazil, opening a hybrid physical store in Lima and launching in São Paulo where it has seen 30–40% month-over-month growth. Jüsto reports more than 100,000 users in each market, grew five times in Mexico, achieved a 99.4% fulfillment rate over the past 12 months, and saw 2020 revenue increase 16-fold. Planned initiatives include expanding into roughly 20 additional Brazilian cities over several years, exploring entry into Colombia and Chile (directly or via acquisition), continuing product personalization by city, and sourcing more from small and medium farmers to improve sustainability and reduce waste. The company is prioritizing operational scaling and technology improvements to reach sound unit economics. Jüsto is an online supermarket based in Mexico City, founded in 2019 by Ricardo Weder, operating without physical stores and selling directly via its website and app. The company sources exclusively from local suppliers and emphasizes fresh produce, meats and fish alongside pantry staples, personal care, home and pet items. It operates micro-fulfillment centers and uses AI to forecast demand and reduce food waste, aiming to lower transaction costs by eliminating intermediaries. The model drove strong consumer adoption, with a 16-fold increase in revenue in 2020; the company has 425 employees, 40% of whom are female. Jüsto plans to use new capital to expand across Mexico and Latin America while enhancing last-mile logistics and marketing initiatives. After the latest round, the company has raised over $100 million to date. Jüsto operates a delivery-only, on-demand online grocery service that began in Mexico City and is expanding across Latin America. The company recently expanded beyond Mexico City to Querétaro and reported explosive growth there, with first-week sales equaling what took 200 days in Mexico City. Its core product is an e-grocery platform combined with delivery operations rather than physical retail stores. Jüsto plans to open operations in cities in Colombia, Peru and potentially Ecuador in the next year and may explore joint ventures with delivery services in other countries, though it is currently focused on growing independently. On the financing front, Jüsto has been actively raising capital to support expansion, including a recent top-up and an earlier bridge round. The article does not disclose revenue or user counts beyond the cited sales metric in Querétaro. Jüsto operates delivery-only grocery "dark stores" that pick and deliver groceries directly to consumers, offering categories such as fresh produce, dry goods, personal care, home and cleaning goods, beverages, organic food and pet supplies. The company emphasizes freshness and waste reduction by holding inventory in dark stores rather than on supermarket floors, and it says its prices are roughly equivalent to regular supermarkets. Delivery options include express, same-day and next-day fulfillment. Jüsto positions itself as a direct-to-consumer grocer building brand loyalty on top of urban fulfillment infrastructure. The company plans to expand to more Mexican cities and begin international expansion starting with Colombia. Financially, Jüsto has raised a total just over $20 million in less than a year, including a recent $12 million bridge round.

  • Liftit

    Participated · Series B · Jul 2020

    Liftit provides scheduled trucking delivery services that integrate with shippers' systems to plan trucks, optimize routes and reduce delivery times. The platform focuses on scheduled shipments rather than on-demand work—less than 1% of deliveries come from on-demand orders—and targets efficiencies for independent truck owners across Latin America. During the COVID-19 pandemic the company had 220 contracts with shippers; about half went to zero while the other half spiked, with new business such as Walmart increasing usage. Liftit is already profitable in Chile and Colombia and expects to reach profitability across all operations before the end of the year. The company says it is focusing on the five countries where it already operates and is expanding in Brazil, Mexico, Chile and Ecuador, and has recently hired heads of operations for Mexico and Brazil. That regional expansion aims to capitalize on increased demand and operational traction driven by pandemic-related shifts in logistics.

Team