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The Venture Codex

HTwenty

14 NE 1st Ave, Miami, Florida, 33132, United States

Overview

H20 Capital backs disruptive entrepreneurs creating tomorrow's largest, most valuable, and longest-lasting companies, seeking to become a hands-on partner by helping entrepreneurs disrupt and create new markets while adding value. The Firm's focus is in B2B Enterprise Software (SaaS), B2B Marketplaces, and B2B Fintech in LatAm and the US (primary focus on LatinX & immigrant founders in the US).

Total investments
7
Lead investments
2
Investments · 12mo
0
Active investors
0

Sector focus

  • FinTech
  • Marketplace
  • SaaS
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Investment portfolio

  • Influur

    Led · Series A · Nov 2024

    Influur operates an influencer marketplace where creators connect all their social accounts, display pricing and past collaborations, and apply for brand campaigns. The platform hosts over 40,000 creators and restricts posting to creators with more than 2,000 followers; creators typically respond to brand requests within 24 hours. Influur holds brand payments in escrow and offers a creator wallet with a standard 30-day payout or an instant withdrawal option (15% fee); 20% of creators have used the instant payout. The company charges brands a 20–25% service fee and offers a $30/month premium subscription that includes a one-click media kit and exclusive creator content. Influur is building campaign insights and a prediction engine and plans to launch additional financial products for creators, including virtual accounts, short-term loans, credit cards, and debit cards. It is expanding its team across hubs in San Francisco, Miami, Mexico and Argentina and, after some profitable months last year, aims to be cashflow positive by 2026. Influur is a Miami-based marketplace platform that connects multiplatform stars, digital celebrities and influencers with brands. The platform matches influencers to brand campaigns and has run activations with Hard Rock Cafe, Paramount Latin America, Boxy Charm and Warner Music Latina. Led by CEO Alessandra Angelini, the company was founded with product, operations and influencer leadership including Valeria Angelini, Paula Coleman and Fefi Oliveira. Influur raised $5M in a Seed funding round led by Point72 Ventures. The company intends to use the funds to expand operations and broaden its business reach. Influur plans to scale its marketplace and deepen brand partnerships across platforms.

  • Félix

    Participated · Series A · May 2024

    Félix Pago provides a WhatsApp-based chatbot that lets U.S. workers send remittances to Latin America using chat and voice messages, with recipients able to receive bank deposits or cash pickups. The company routes settlement via Circle USDC to lower FX costs, reduce pre-funding needs and enable features like a free first transaction; subsequent transfers to Guatemala and Mexico charge $2.50, with tiered pricing for Honduras. Félix has built cash pickup partnerships in Mexico, Guatemala and Honduras and offers an optional $1.99 receipt with a unique ID for teller pickup. Growth has been driven by referrals, influencer marketing and partnerships (Mercado Libre referrals accounted for 25% of new users), and Félix reports roughly 30% month-over-month growth. Its user base in the U.S. is mainly blue-collar Latino workers in construction, food and home services. Product roadmap includes a credit builder and eventual credit products to become a broader financial companion for Latino immigrants.

  • Darwin AI

    Participated · Seed · Feb 2024

    Darwin AI is a São Paulo, Brazil–based startup that provides intelligent agents (AI workers) to assist sales, customer support, post-sales and collections processes. Its agents integrate with WhatsApp, Instagram and phone calls and include products such as Alba (sales qualification), Sophia (post-sales follow-up), Lucas (collections) and Eva (support and CSAT). Founded in July 2023 by Lautaro Schiaffino and Ezequiel Sculli, the company targets mid-market companies across Latin America seeking to scale operations without scaling headcount. Darwin reports more than $2 million in annual bookings across 20 LATAM countries and expects to multiply revenue several times in 2025. The company plans to use the new funding to accelerate growth in LATAM and to advance product development of its AI workers. Its offering focuses on collaboration between AI agents and human workers to automate routine tasks while escalating qualified opportunities to human teams. Darwin AI is a Brazil-based startup developing a conversational AI assistant to help small businesses across Latin America engage customers, filter leads and escalate high-propensity leads to human salespeople. The system connects to companies' CRMs, integrates with Zapier and regional CRMs, and has processed thousands of conversations with customers in Mexico, Peru, Argentina, Brazil and Colombia. Since launching in 2023 it is on track to reach over 1 million conversations this year and the company has generated revenue from the start, though the founders declined to disclose amounts. Pricing currently includes a setup fee, a monthly fixed plan and a per-conversation usage fee; additional plan tiers are planned. Darwin is close to deploying a self-learning AI function intended to get customers up and running in days without a dedicated IT team. The founders, Lautaro Schiaffino and Ezequiel Sculli, previously built Sirena.app, which reached $15M ARR and operated in 25 countries before selling to Zenvia in 2020.

  • QUASH.AI

    Participated · Seed · Feb 2023

    Founded in 2020 and headquartered in Miami, Quash.ai builds software that refines internal and external data into predictive, institution-specific credit models. Its three core products include an Inclusion Score that incorporates alternative data such as subscription payments and mobile-carrier history, a real-time predictive decision engine that personalizes loan approvals and pricing, and a GenAI-powered credit agent for model simulation and reporting in a compliant environment. The company’s technology aims to move lenders beyond static credit scores toward dynamic, borrower-specific insights. Quash.ai currently employs about 40 people and operates largely remotely. Management projects the platform will be in use at more than 250 financial institutions by 2026, with a near-term focus on serving U.S. credit unions that are struggling to attract younger members. Since inception the company has raised roughly $7 million, including the most recent $2.6 million round that values the business at $35.6 million post-money. The fresh capital will be used to deepen penetration in the credit-union segment and enhance product capabilities.

  • Morado

    Led · Seed · Apr 2022

    Morado is a two-month-old Colombian startup building a B2B marketplace to digitize beauty salons in Latin America. Its platform offers same-day delivery, access to credit and what the CEO describes as “the biggest portfolio of products in LatAm,” positioning itself as an "everything store for beauty shops." The company aims to reinvent the industry supply chain via vertical software technology and next-day/fast deliveries. Founder and CEO Angela Maria Acosta was an early Rappi employee who launched grocery and led business development for Rappi Pay. In its first 30 days of operation Morado achieved national delivery coverage in Colombia and has more than 60 employees, 72% of whom are women. The startup plans to use the new capital to accelerate growth in Colombia and to expand into Mexico in 2022.

Team

No current team members are available.