Zeta is rebuilding the traditional joint bank account for modern couples by offering a digital layer that sits atop users’ existing bank accounts. Each partner receives a Zeta joint debit card that draws from a shared account, letting them pay recurring bills or save toward mutual goals such as rent, vacations, or large purchases. The service earns revenue from interchange fees generated on card transactions, similar to neobanks like Chime. Tens of thousands of couples previously tested the company’s free budgeting app, validating demand for a more streamlined, collaborative money-management tool. Founders Aditi Shekar and Kevin Hopkins emphasize transparency and control, including features like customizable spending permissions and an early “break-up” function to address account closure scenarios. While the current product supports two users, the roadmap includes broader family features tied to taxes and prenuptial agreements. Ultimately, Zeta aims to become the primary operating account for any household.

Total raised

$2M

Funding rounds

1

Latest round

Equity

Latest activity

Feb 2021