Deciens Capital
267 Dorland Street, San Francisco, CA, 94114, United States
Overview
Deciens Capital is a venture capital firm that supports early-stage founders building the next generation of financial services. The firm seeks out visionary founders at the earliest stage of their journey – providing comprehensive support beyond capital to bring their ideas to life. Through strategic collaborations with industry leaders like Chipper Cash, the largest African fintech, Treasury Prime, the leading banking-as-a-service company, and Therma, a pioneer in industrial energy measurement and management, Deciens actively champions entrepreneurs driving the digital transformation of established institutions. Deciens was founded in 2017 by Daniel Kimerling and Zac Townsend and is headquartered in Albuquerque, New Mexico.
- Total investments
- 23
- Lead investments
- 11
- Investments · 12mo
- 0
- Active investors
- 4
Sector focus
- Financial Exchanges
- Financial Services
- Venture Capital
Investment portfolio
- BeatBread
Participated · Equity · Aug 2025
beatBread is a Los Angeles, CA–based music funding platform that provides flexible capital to artists, writers and independent labels. The company recently secured an additional $124M in credit and equity capital. It provides funding on existing catalog as well as new and unreleased music, offering growth capital across the music industry. beatBread has funded clients on six continents, with funding amounts ranging from $1,000 to over $10 million. Led by CEO Peter Sinclair, the company plans to deploy the capital to expand sales, marketing and product operations while continuing to originate artist financing. beatBread offers flexible advances to artists and labels in exchange for a limited share of existing catalog revenues, with options for advances against unreleased music. Advances range from $1,000 to $2 million and are repaid from a share of an artist’s streaming and airplay revenues over a period chosen by the artist. Advance agreements leave touring, publishing, synch, and merchandise revenue streams untouched and place no restrictions on how funds are used. Since launching in November 2020, the company has made more than 300 advances across multiple genres, six continents, and across a broad range of career stages. The company is led by CEO Peter Sinclair and has offices in Utah, Los Angeles, Miami, and New York. beatBread says it will use the new funds to grow and offer access to flexible capital to more artists.
- Sydecar
Led · Series A · Jan 2025
Sydecar automates banking, compliance, contracts and reporting to help venture fund and syndicate managers launch and operate SPVs and funds. The platform simplifies onboarding and the user experience for GPs and LPs and streamlines investor management, deal tracking and communications. Customers can launch an investment vehicle in a matter of hours, and Sydecar automates ongoing administration to increase compliance and reduce administrative burden. The company plans to use the new funding to expand its product suite, reach new customers and scale distribution through channel partners. Sydecar has doubled year-over-year revenue for the past two years and has surpassed $1.6B in assets under administration. Founded in 2021, the company positions itself as infrastructure that powers private markets. Sydecar provides a platform that allows investors to launch investment vehicles and navigate the regulatory challenges of venture investing. The platform automates back-office operations including banking, compliance, contracts, and reporting to remove operational burdens for emerging venture investors. Led by Founder & CEO Nik Talreja and CBO David Meister, Sydecar has supported deals ranging from $25k to $100M for thousands of investors. The company recently closed an $8.3M Seed funding round and intends to use the proceeds to hire across product and engineering, customer experience, marketing, and operations. Sydecar is based in San Francisco, CA. The planned hires and capital are aimed at expanding product and operational capacity to better serve emerging venture investors.
- Gynger
Participated · Series A · Jun 2024
Gynger provides financing, payment and management services that let businesses finance technology purchases—software, hardware, cloud and infrastructure—via unsecured lines of credit and embedded vendor financing. It uses advanced AI and data analytics to underwrite, automatically detect technology spend and recommend financing opportunities for buyers and sellers. The application process is under 10 minutes, with next-day credit decisions and immediate access to funds once approved; Gynger pays vendors upfront and customers repay later. Gynger generates revenue from interest, loan origination fees, interchange fees from its card program and vendor service fees, and plans to add SaaS/platform fees later this year. The company began selling in Q2 2023 and reports revenue up over 700% year-over-year and a 5x increase in customer base, while declining to disclose hard revenue figures. Gynger was incubated in June 2021 out of m]x[v Capital and is led by founder Mark Ghermezian. Gynger is a New York–based platform that provides capital specifically for software and infrastructure purchases, emerging from stealth with both equity and debt financing. Its core product is an automated underwriting model that offers lines of credit and debt financing so companies can pay SaaS vendors upfront and repay Gynger over time. Customers can elect to pay vendors annually for discounts or spread existing bills over three to 12 months, and Gynger consolidates SaaS expenses into a single monthly payment via a unified dashboard. The company’s decisioning algorithm evaluates cash, burn rate and revenue to determine eligibility and does not require companies to have revenue. Gynger says it has financed contracts ranging from $1,000 to $1 million with vendors including Airtable, Google Cloud Platform, Amazon Web Services, Slack and Zoom. The 13-person company declined to disclose revenue but described its cash flow as “super healthy.”
- Grupago
Led · Seed · Mar 2024
Grupago offers a fully digital microcredit product targeting informal micro‑SMBs, launched in October 2023 by CEO Uri Pomerantz. The product combines AI‑driven underwriting, group collateral, and community distribution to reach, underwrite and collect from customers who lack traditional credit histories. Grupago uses non‑traditional data and AI to expand credit limits as customers repay, while borrowers form lending groups that co‑sign loans to provide collateral and better repayment signals. The company acquires community leaders online who then build local lending groups, enabling an online‑to‑offline approach to reach rural and hard‑to‑reach customers. Grupago is currently active in Mexico with headquarters in Mexico City and plans to scale across Latin America over time. Its initial product focus targets group loans for women entrepreneurs.
- Pippin Title
Participated · Seed · Nov 2023
Pippin Title builds an AI-powered system to find real estate title and purchase documents stored in fragmented online databases, and supplements gaps with a network of people who retrieve publicly available records in person. The company initially focused on residential and commercial real estate transactions and has expanded into green energy use cases such as wind turbines and cell towers in response to customer demand. Its database is compiled entirely from public information, which reduces exposure to some copyright-related risks. The founders, Bharat Das and Bassel Said, launched the New York–based startup to speed slow, paper-heavy backend real estate workflows. Financially, Pippin recently closed a seed extension and has modest total funding to date. The team positions the product as mission-critical for insurance, commercial real estate, and other parties that touch property records.