Participated · Equity · Aug 2025

Monato is a Mexican fintech founded in 2024 that builds modular, scalable financial infrastructure enabling retailers, lenders, and payment service providers to integrate financial services quickly, securely, and under Mexican regulation. The company has a strategic alliance with regulated institution Finco Pay to offer account opening, fund transfers, and bill-payment infrastructure. Finco Pay, in under two years of operations, has achieved direct connectivity to Mexico's SPEI system and obtained CNBV authorization to operate as an IFPE. Monato already operates a payments infrastructure and plans to expand its rails beyond SPEI while building a data-driven intelligent financing model. With new capital, Monato intends to accelerate launches of direct debit, FX solutions, acquiring services, and integrated smart credit platforms, and is evaluating applying for authorization to operate as a Sociedad Financiera Popular (Sofipo).

Participated · Seed · May 2025

Blooms provides an AI-driven platform that delivers trade finance, payments, and tailored FX solutions to Latin American produce exporters serving US and Canadian markets. The company’s tools aim to give fast access to working capital, simplify cross-border transactions, and improve cash flow for growers. Blooms was built by a team with expertise in fintech, agtech, and data science and is led by founder Francisco Meré. The startup’s mission is to strengthen the produce supply chain, reduce food waste, and contribute to lower and more stable food prices in North America. Blooms plans to use its technology to enable exporters to invest in sustainable farming and expansion. Financially, the company recently completed a seed funding round to accelerate these efforts.

Participated · Seed · Apr 2022

Relativity6 provides an AI platform that retrieves up-to-the-second information about a business to automatically detect its 6-digit NAICS code and verify its digital existence. Its proprietary real-time API is designed to streamline and simplify commercial insurance underwriting by delivering critical industry-classification data. The company targets commercial insurance underwriters and plans to expand into new financial services markets. Led by CEO Alan Ringvald and based in Boston, MA, Relativity6 emphasizes verification of a business's digital presence as part of its product. The company intends to develop additional critical business data points to broaden its offering and support underwriting workflows. Relativity6 raised seed financing to accelerate sales and product development efforts.

Participated · Equity · Feb 2022

beatBread is a Los Angeles, CA–based music funding platform that provides flexible capital to artists, writers and independent labels. The company recently secured an additional $124M in credit and equity capital. It provides funding on existing catalog as well as new and unreleased music, offering growth capital across the music industry. beatBread has funded clients on six continents, with funding amounts ranging from $1,000 to over $10 million. Led by CEO Peter Sinclair, the company plans to deploy the capital to expand sales, marketing and product operations while continuing to originate artist financing. beatBread offers flexible advances to artists and labels in exchange for a limited share of existing catalog revenues, with options for advances against unreleased music. Advances range from $1,000 to $2 million and are repaid from a share of an artist’s streaming and airplay revenues over a period chosen by the artist. Advance agreements leave touring, publishing, synch, and merchandise revenue streams untouched and place no restrictions on how funds are used. Since launching in November 2020, the company has made more than 300 advances across multiple genres, six continents, and across a broad range of career stages. The company is led by CEO Peter Sinclair and has offices in Utah, Los Angeles, Miami, and New York. beatBread says it will use the new funds to grow and offer access to flexible capital to more artists.

Participated · Equity · Dec 2021

Kueski offers BNPL (Kueski Pay), personal loans (Kueski Cash) and interest-free earned wage advances (Kueski Up), using AI and machine learning on contextual and behavioral data to underwrite customers. The company says its dataset of six million unique applicants creates a data network effect to better predict repayment ability. Kueski declined to disclose hard revenue figures but the CEO expects the business will soon achieve $100M+ in ARR and reports strong recent product growth (Kueski Pay saw 210x GMV growth Nov 2020–Nov 2021; Cash grew 320% in the same period). Since 2012 Kueski has granted nearly 5 million loans online and has grown headcount to nearly 500 employees, planning to reach almost 1,000 by end of 2022. The firm has integrated thousands of merchants (including Walmart, Steve Madden and Sally Beauty) and plans to launch BNPL in brick-and-mortar stores and consumer apps on Google Play and the Apple App Store. Kueski says it will use the new capital to expand its BNPL footprint in Mexico, build new products for Mexican consumers and eventually expand to other Latin American countries. Kueski is an online lending company that offers real-time micro loans to Mexican consumers, using big data and machine learning to build credit-risk models and approve or reject applications in seconds. The company positions itself as the leading online lender for Mexico’s middle class and reports 7X+ annual growth since launch. Kueski says it has achieved better loss rates than a traditional credit card in Mexico. The firm plans to use new capital to accelerate portfolio growth, expand its team, and extend its brand presence throughout the region. Kueski was founded in 2012 and applies analytics to users’ credit history and digital footprint to underwrite loans.