BBVA Spark
Calle Azul 4, Madrid, 28050, Spain
Overview
BBVA Spark is the financial ally of the companies of high impact and the partner of reference of all he ecosystem entrepreneurs.
- Total investments
- 13
- Lead investments
- 9
- Investments · 12mo
- 4
- Active investors
- 4
Sector focus
- Banking
- Finance
- Financial Services
Investment portfolio
- Habi
Led · Debt Financing · Apr 2026
Habi operates as a technology-driven real estate platform focused on residential housing, aiming to make buying, selling, and financing homes easier and more transparent. The company is deploying the newly secured $40 million line from BBVA Spark to deepen operations in Colombia, increase its capacity to invest in residential assets, and continue building technology that supports high-volume home transactions. That $40 million commitment complements a separate $60 million financing in Mexico, giving Habi a total of $100 million in credit to date. Leadership, including President and Co-Founder Sebastian Noguera Escallon, emphasized the financing's role in accelerating support for families in major housing decisions and improving market liquidity. Habi positions its combination of technology, data, and financial solutions as a way to expand access to housing and enable wealth-building for homeowners. The announcement did not provide revenue, user, or valuation figures.
- TaxDown
Led · Equity · Mar 2026
Founded in 2019, TaxDown offers a digital taxation platform that combines artificial intelligence, proprietary technology and human experts to help individuals plan, optimise and file their taxes securely. Through the service, users can automatically complete tax returns, surface eligible deductions, receive personalised recommendations and access expert advice for additional tax procedures. AI is central to the product, driving process automation, personalised guidance and efficiency gains for the company’s human tax professionals. The company operates in Spain and Mexico and claims a user base of more than 4 million individuals, while over 500 companies partner with it for tax-related services. TaxDown intends to use new capital to enhance its AI-driven features, roll out new solutions and grow its technology team. Management positions the service as a way to turn complex tax tasks into an automated, transparent and accessible experience.
- Clara
Participated · Debt Financing · Nov 2025
Founded in 2021 by Gerry Giacomán and Diego García, Clara offers a unified platform that combines corporate cards, real-time expense administration, and financial visibility tools to streamline complex payment workflows for companies. The service, driven by artificial intelligence, automates expense processes and gives finance teams greater control and efficiency. Since launch the company has onboarded more than 30,000 enterprise customers throughout Latin America, including the Bolsa Mexicana de Valores, Holcim, OCESA, Viva Aerobus and Miniso. Recent product road-maps highlight specialized solutions for travel and mobility sectors, areas that are highly payment-intensive. To accelerate this expansion Clara appointed veteran payments executive Jorge de Lara as president for Mexico, tasking him with deepening corporate alliances and scaling the business locally. Backed by over US$150 million of fresh capital secured in the past year, the company is using its strengthened balance sheet to widen its customer base and roll out new features. Management views the continued investor support as validation of Clara’s model focused on digitizing enterprise spend management in the region.
- Addi
Participated · Debt Financing · Nov 2025
Addi operates a digital lending platform that serves more than 2.5 million consumers and 33,000 partner merchants. The company originates consumer and merchant credit and uses these receivables as part of financing structures such as the recently closed warehouse facility. Its debt now totals over $680 million following the new $150 million line led by J.P. Morgan and supported by Fasanara Capital. The platform positions itself as a conversion engine for merchant sales across a mix of SMEs and large brands. With the added liquidity, Addi plans to continue scaling its merchant and consumer network and to consolidate its market position in Colombia while exploring expansion into new markets. Fasanara’s third participation signals ongoing institutional investor confidence in Addi’s underwriting and risk model.
- PropHero
Led · Equity · Aug 2025
PropHero is a Madrid-based digital platform using AI to connect property investors with high-yield opportunities. The platform analyzes market trends and optimizes property selection, serving more than 10,000 active users and helping users purchase over 1,800 properties across four countries. Founded in Australia in 2021 and now headquartered in Spain, PropHero is concentrating its resources on scaling across Europe, particularly in Spain. The company aims to double its business volume by 2025 through its AI-powered property matching tools. It secured €2.5 million in financing from BBVA Spark, supported by the EU and the European Investment Fund via InvestEU, to reinforce operational liquidity and support growth in Spain. While management cites over 50% revenue growth and the addition of more than 40 new team members in the past six months, the startup has restructured Australian operations, dismissing a majority of the Australian team and relocating marketing functions to Spain. Prophero is an Australian platform that intermediates between investors and owners of flats, using AI and data analytics to select the most profitable locations for investors. The company targets returns of roughly 7–9% on investments and has focused initial expansion in Spain (Valencia, Elche, Cartagena, Murcia and Aragón) and Australia. Since nine months after its first financing the company has grown to close about 30 transactions per month, split roughly half in Australia and half in Spain. The funds from the new round will be used to expand the technology department, consolidate its presence in Spain and Australia, and accelerate international expansion. Management has set targets to reach 100 transactions per month or €600,000 of monthly revenue by September 2023, which would imply €7.2 million in revenue for 2023. Co‑founder Pablo Gil Brusola characterized the round as market validation of a disruptive, data‑driven business that democratizes real estate wealth creation. PropHero is a digital, end-to-end property investment platform that combines proprietary data and AI with human advisers to identify investment opportunities. Its models analyze 40 million data points to screen 240 variables across 18,000 suburbs and source properties in both listed and unlisted markets. The platform pairs algorithmic insights with a national network of professionals to handle inspections, offers, financing, conveyancing, tenants and property management, and it offers educational resources and a personal property coach. Since launching less than a year ago, PropHero has helped clients buy properties in NSW and Queensland and plans to expand nationally and overseas. It charges fixed fees of $990 (incl. GST) on engagement and $9,900 (incl. GST) on settlement. The company recently closed a $1.6M seed round to accelerate product and team development, and it says its investors are currently outperforming the market for rental yield and capital gain.