CommerzVentures
Rahmhofstrasse 4, Frankfurt am Main, Hessen, 60313, Germany
Overview
CommerzVentures specializes in early- and growth-stage companies in the financial services and insurance sectors. Established in 2014 as the venture capital fund of Commerzbank. Independent investment management company since 2019. CommerzVentures is a return-driven, non-strategic venture capital investor. We back early- and growth-stage companies in the financial services and insurance sectors, starting at Series A. We aspire to invest in the very best startups in a given sector. For their portfolio companies, we offer access to key decision makers across the banking and insurance industry. Our initial investment size ranges from €2 million to €10 million. We invest mostly in Europe, Israel, and the USA, and are always looking to work with entrepreneurs who have vision and enthusiasm!
- Total investments
- 49
- Lead investments
- 21
- Investments · 12mo
- 5
- Active investors
- 8
Sector focus
- Financial Services
- FinTech
- Insurance
- Venture Capital
Investment portfolio
- Gradient Labs
Led · Series A · Jun 2026
Gradient Labs develops a suite of AI agents that automate customer operations and repetitive processes for financial firms, including lending, disputes, and KYC checks. The company says its agents learn company-specific products and processes to handle complex customer inquiries reliably and safely, and it runs voice AI in production at scale. Gradient works with US and European fintechs and reports handling hundreds of thousands of customer calls monthly across its lending deployments. Founded by former Monzo executives and headquartered in London, Gradient Labs is focused on expanding into the US market. Financially, the company has raised around $30M to date, including a $13M Series A last year and a $13M Series A extension announced most recently.
- Artificial Labs
Led · Series B · Feb 2026
Artificial Labs builds a proprietary platform that digitises complex insurance workflows for brokers, carriers, and MGAs, allowing them to optimise capacity deployment and trade risks more efficiently. The company combines deep insurance domain expertise with modern engineering to capture institutional knowledge and integrate seamlessly with existing systems. Clients include some of the world’s largest brokers and carriers in the London Market, reflecting strong adoption in specialty and commercial insurance. With the fresh capital, Artificial Labs plans to double its headcount over the next 12 months and further invest in product innovation. The firm will also expand its global footprint, consolidating its London leadership while entering the U.S. market in 2026. Investors praise the platform’s ability to solve structural efficiency constraints that have persisted in specialty risk placement for decades. Although exact revenue or user metrics were not disclosed, the company positions itself as a key technology partner capable of supporting the largest brokers and carriers as they modernise operations.
- Deblock
Participated · Series A · Nov 2025
Deblock merges traditional banking features with blockchain infrastructure by linking a regulated euro current account to a personal, self-owned crypto wallet, enabling users to manage fiat, investments, and DeFi access in one place. Founded by former Revolut and Ledger executives, the company launched in France in April 2024 and has already attracted more than 300,000 customers. Its regulatory posture is strong: Deblock is authorised by the Banque de France as an Electronic Money Institution and holds a MiCA licence from the AMF. Core features include everyday payments, savings via Vaults, and direct entry to decentralised finance while preserving user self-custody. The business model targets consumers seeking security and usability without relinquishing control of their assets. With fresh capital, Deblock plans to build local teams, localise its product, and add German-language support ahead of a rollout in Germany. Management sees Germany’s mature digital-finance ecosystem and clear regulations as critical to accelerating adoption of on-chain banking across Europe.
- Instanda
Led · Equity · Oct 2025
Founded in 2012 by Tim Hardcastle and Derek Hill, INSTANDA provides a no-code, cloud-native platform that enables insurers and Managing General Agents to build, personalise and maintain insurance products without engineering overhead. The software supports real-time data insights and incorporates AI to enhance underwriting and claims workflows, helping carriers shorten time-to-market and adapt quickly to regulatory or pricing changes. The platform is currently used by more than 80 tier-1 insurers and MGAs in the US and UK, and the company reports compound annual growth exceeding 40 percent while having reached profitability. Strategic partnerships with global system integrators and insurtech firms such as Coherent further extend its reach by helping insurers migrate off legacy systems. With total funding now exceeding $85 million, INSTANDA plans to deepen its data science capabilities and embed more AI functionality into its offering. The company intends to use fresh capital to expand operations across North America and Europe and to pursue targeted acquisitions that broaden its product set. These initiatives aim to drive continued growth and deliver greater value to its global client base.
- Sunhat
Led · Series A · Sep 2025
Cologne-based Sunhat offers a software platform that tackles the "proof gap" by using its Proof AI engine to transform raw ESG and compliance data into validated, audit-ready evidence for customers, regulators, investors, and lenders. Proof AI is trained on thousands of questionnaires, audits, and assessments, enabling it to recognize what constitutes acceptable proof under leading standards and disclosure frameworks. Connected agents integrate with systems such as SharePoint and specialized ESG, EHS, and quality tools, continuously capturing new information, checking recency, and generating responses to audits or questionnaires within minutes. Enterprises can start with a single sustainability or compliance workflow and later extend the solution to sales, legal, and procurement teams. Research cited by the company indicates employees currently spend around 360 hours per year hunting for documentation, underscoring the productivity gains Sunhat aims to deliver. Although no revenue or user metrics were disclosed, the company has just secured €9.2 million in Series A funding to expand its team, deepen its AI capabilities, and build additional integrations and partnerships. Sunhat is positioning itself to capitalize on the rapidly growing governance, risk, and compliance software market, forecast to expand by more than $44 billion between 2025 and 2029.