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The Venture Codex

Fintex Capital

4th Floor, Nations House, 103 Wigmore Street, London, England, W1U 1QS, United Kingdom

Overview

Fintex Capital is a fully fledged asset manager investing in alternative credit. Founded in 2015, Fintex manages credit funds and investments for institutional investors, discretionary investment funds and family offices. We aim to deliver capital preservation, consistent income, and superior risk-adjusted returns for our investors. For more information please contact hello@fintexcap.com Fintex is Authorised and Regulated by the FCA (925944).

Total investments
3
Lead investments
2
Investments · 12mo
1
Active investors
1

Sector focus

  • Consumer Lending
  • Financial Services
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Investment portfolio

  • Forest

    Participated · Debt Financing · Apr 2026

    Forest operates a zero-emission shared e-bike platform in London, powering its fleet and service vehicles with renewable energy. Founded in 2020 by Agustin Guilisasti alongside Caroline Seton and Michael Stewart, the company serves about 1.5 million users and completes around two million rides per month across 18 boroughs. Forest has deployed roughly 2,600 parking bays and offers users up to 30 free cycling minutes per day, having gifted 110 million free minutes since 2021. Recent commercial wins include sole-operator tenders (notably in Richmond) and it claims the largest continuous operating area of any shared e-bike provider in London. The company plans to use new capital to expand its London operations, invest further in cycling infrastructure, and enhance its app, parking compliance and safety features. As part of its latest financing, OKAI invested equity and took a minority stake, and Fintex Capital expanded an asset-backed facility to support fleet financing.

  • ThinCats

    Led · Debt Financing · Jan 2024

    ThinCats focuses on funding mid-sized UK businesses, combining advanced data analytics with traditional credit assessment and a nationwide network of finance specialists. Its core offering spans term loans and revolving credit facilities tailored to individual SME needs, recently expanded through its new Agile Capital product that blends term loans with working-capital lines. In its financial year ending 30 July 2024 the lender originated a record £378 million of SME loans and is currently the top non-bank lender for UK M&A transactions. ThinCats has deployed £440 million from a £700 million private warehouse established in September 2023 and aims to scale its total loan book to £2 billion in the coming years. The firm continues to broaden its product set, recently hiring industry veteran Chris Pacey to lead the Agile Capital initiative. This growth strategy is supported by a diversified funding base, now strengthened through a mezzanine commitment from CPP Investments.

Team