Led · Seed · Aug 2026

Fina was founded two years ago to help entrepreneurs manage and grow their finances. The company serves more than 5,000 businesses and reports $2M in ARR with consistent growth. Recently it launched a new vertical three months prior to the announcement that is expanding at 2x month-over-month. Fina plans to use its newly raised capital to launch multiple AI-powered and financial products over the next six months and to accelerate that high-growth vertical. The founders have stated ambitions to scale to $10–20M ARR and to expand across LATAM.

Participated · Series A · Mar 2024

Marco is building an operating system for Latin American SME exporters engaged in cross-border trade, providing them with easier access to financing and operational support. The platform offers a suite of products including LLC creation, bookkeeping, banking, FX payouts, cargo insurance, and financing tools such as factoring and asset-based lending. Founded in 2020 by Jacob Shoihet and Peter D. Spradling, Marco is headquartered in Miami with additional offices in New York City and Montevideo, Uruguay. The company employs over 50 people across its offices. Marco has established itself as a key player in the trade finance sector serving historically underserved SMEs. It intends to use the funds from this round to further enhance its ESG efforts within the LatAm region. Marco provides a tech-enabled trade financing platform that acts as an operating system for SMEs engaged in trade across LatAm and the U.S. The company was founded in 2020 by Peter D. Spradling (COO) and Jacob Shoihet (CEO) and is based in Miami with offices in Montevideo and New York. Marco intends to use the funds to expand its trade finance platform and suite of trade services across target segments in the U.S. and Latin America, including Mexico, Ecuador, Colombia, and Peru. The company reported rapid growth: it lent $100M last year, has financed over $254M with zero losses since inception, and saw 1,500%+ CAGR in funding between 2021 and 2022. Marco aims to fund $750M by the end of 2023. Marco Financial offers a tech-enabled risk assessment and factoring platform to provide working capital to small and medium exporters across Latin America. Its product underwrites lines of credit based on future potential and customer-provided data, shortening loan origination from over two months to about one week and enabling funding within 24 hours. Since launching its product in January 2020, Marco has processed thousands of invoices across 20 countries totaling more than $18 million and now lends as little as $25,000 per month up to $10 million. The company aims to simplify cross-border payments, improve risk assessment by productizing unstructured data, and enable large logistics providers to originate export financing. Marco was founded in 2019 and is based in Miami with offices in New York, Dallas and across Latin America. The company also announced senior hires including Prajwal Manalwar as chief product officer and named Sabrina Teichman chief growth officer (editor's note: as of September 2021, Sabrina Teichman no longer works for Marco Financial). Marco Financial is a tech-enabled financing platform that provides financing to small and medium-sized Latin American exporters selling to U.S. buyers. The company uses an innovative due diligence process that leverages real-time data to dynamically assess risk and mitigate capital loss. Marco intends to use the new capital to continue expanding operations and its business reach across the region. The company was founded in 2019 by Peter D. Spradling and Jacob Shoihet and is headquartered in Miami, FL, with offices in New York and across Latin America. The financing package includes both an equity component and a credit facility, indicating a mix of growth capital and lending capacity to support originations.

Led · Equity · Jun 2023

Fintonic provides account aggregation, automated transaction categorization and a marketplace that connects users with lenders via a digital end‑to‑end credit process using its FinScore credit rating. The company plans to focus growth on consumer credit and expanded open banking and data‑analytics services. It is launching a new subsidiary, OpenInsights, to deliver advanced open‑banking and anonymized data analytics products for businesses and financial institutions. Leadership is being renewed: founders Lupina Iturriaga and Sergio Chalbaud have stepped back from day‑to‑day management but remain investors and board members, while corporate governance will include investor representatives and CFO Sergio Sánchez. Product leadership includes Iker De los Ríos heading OpenInsights (at Fintonic since 2014) and Enrique Moral overseeing the loans and B2C product area. Financially, Fintonic strengthened its capital structure through a transaction that converts debt and injects new capital to support the strategic shift. Fintonic operates a personal-finance app and platform that helps users manage their finances and contract financial products. The company manages a consolidated net equity of more than €32 million, which the article says allows it to absorb losses without endangering its patrimonial balance. Its business was hit in the early months of the COVID-19 pandemic, affecting lending, financial intermediation and insurance activity. The recent financing was intended to reinforce capital in response to the pandemic's impact. The article notes prior capital activity, including a nearly €19 million capital increase the previous year. ING has increased its stake over time to reach roughly 22% of the shareholding, alongside shareholders such as Ideon Financial Solutions, Onza Venture Capital and Inception Capital. Fintonic is a personal-finance app that helps users manage finances and offers loan contracting from up to 10 financial institutions. The company reported 700,000 active users after 74% growth over 14 months and a 45% quarterly revenue increase in the same period. It expects to reach breakeven in Spain within six months. Fintonic has expanded geographically, operating in Spain (headquartered in Madrid), Chile, and recently opening offices in Mexico. The company has also broadened its financing capabilities with a bond issuance program of up to €70 million listed on the MARF and approved by the CNMV. Core product focus remains on personal finance management and lending partnerships with financial institutions. Fintonic offers a mobile app that lets users organize all their banking transactions from multiple banks in a single platform while providing advice and alert systems. Users can contract loans directly from four different banks and obtain insurance products from around 40 companies without switching banks. The company recently introduced Finscore, a free index that shows users their credit profile to improve their negotiating position for financial products. Fintonic has over 400,000 users in Spain and Chile and employs a team of more than 50 professionals. Founded in 2012 and based in Madrid, the company is backed by a mix of strategic and financial investors. It plans to use the new funding to drive growth in Spain and Latin America and to increase its value proposition.

Participated · Equity · Dec 2021

Zingeroo is a retail brokerage that offers trading in fractional and whole equity shares, ETFs, and options via a mobile app. The platform emphasizes social features — a “bullpen” chat to message friends and share trades and planned “zones” for month‑long portfolio competitions (not yet released) — to teach investing by making trading fun. Zingeroo launched its app after securing its brokerage license and uses Apex Clearing for asset custody. Founder Zoë Barry, an entrepreneur and angel investor and participant in Underscore VC's scout program, leads the company. The firm plans to introduce tiered subscription fees in 2022 starting at $6.99 per month. It is based in Salem, Mass., and operates a subsidiary broker‑dealer, Z‑Squared. Financially, Zingeroo raised $8.5 million in the latest financing and had previously raised $9 million per PitchBook; the company did not disclose user counts.