Iniciador is a Brazilian fintech focused on technology infrastructure for payments, offering API connectivity and licensed operations as an Institución de Pago (IP) and Iniciador de Pagos (ITP). The company charges per successful transaction on its platform and works with customers including iFood, Stone and Nomad. Iniciador says it manages 60% of institutions offering Pix automático and 50% of those offering Pix by biometrics, and reports its customer base has grown fourfold since the start of the year. The startup plans to use the new capital to boost product and technology development, hire staff to support growth, and strengthen prudential capital required by the Central Bank. It operates amid rapid expansion of Brazil’s open finance ecosystem and ongoing launches from the Central Bank (Pix inteligente, Pix biometría, Pix automático and upcoming Pix parcelado). Founded in 2021, the company emphasizes the operational complexity of connecting to Central Bank APIs and the importance of efficient daily operation to maximize client conversion.

Total raised

$6M

Funding rounds

1

Latest round

Equity

Latest activity

Aug 2025