Lunar is a mobile-first fintech and neobank founded in Denmark that offers customer-facing banking services via an app, including account management, payments, expense tracking and credit access. It has expanded beyond Denmark into Sweden, Norway and Germany and reported ~300% customer growth over the past two years. The company monetizes through premium subscriptions, interchange fees and lending products rather than advertising or data sales. Planned product developments include an AI-driven budgeting assistant and low-cost instant cross-border payments within the EU. Lunar is also prioritizing regulatory compliance, hiring legal teams, and investing in cybersecurity and advanced fraud-detection systems as it scales. The recent $200 million growth round led by CapitalG is intended to accelerate geographic expansion, product feature development, and hiring in design and compliance.

Total raised

$767M

Funding rounds

12

Latest round

Equity

Latest activity

Mar 2026