Founded in 2016, Olyv has built a credit-first digital lending platform that targets India’s tier-2, tier-3, and rural populations who are often overlooked by traditional lenders. The company has amassed more than 50 million registered users and has disbursed loans totaling over ₹10,000 crore to date. It has maintained profitability for 11 consecutive quarters, demonstrating strong unit economics and disciplined scaling. Leveraging proprietary credit data, Olyv plans to evolve into a full-stack financial services provider by adding insurance, UPI payments, and business loans to its suite. Management is aiming to surpass $1 billion in assets under management and double its user base to 100 million within the next three years. The firm positions itself as a key player in digitizing financial services for India’s next half-billion users.

Total raised

$43M

Funding rounds

5

Latest round

Series B

Latest activity

Feb 2026