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Vivriti Capital

Prestige Zackria Metropolitan, No.200/1-8, 2nd Floor, Block 1, Anna Salai, Chennai, Tamil Nadu, 600002, India

Overview

Vivriti Capital is a marketplace for small enterprises and individuals that lack efficient access to financial services. It provides investment banking services to a diverse set of clients by combining their deep understanding of their clients’ business models with the efforts of their structured finance experts and their extensive coverage of investor classes. Through the use of data analytics, the company's technology system determines the client’s needs and designs an appropriate product at the client’s doorstep. Vivriti Capital was founded in 2017 and is headquartered in Chennai, Tamil Nadu, India.

Total investments
8
Lead investments
1
Investments · 12mo
1
Active investors
4

Sector focus

  • Analytics
  • Banking
  • Crowdfunding
  • Financial Services
  • FinTech
  • Marketplace
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Investment portfolio

  • Care.Fi

    Participated · Debt Financing · Jun 2026

    Care.fi provides an AI-first healthcare operating system designed to automate hospital revenue cycle management tasks including documentation, coding, claims processing, and collections. The company also operates an NBFC to offer working capital solutions to its hospital partners. Care.fi plans to use recent funding to expand to more Indian cities and to enter the U.S. and Middle Eastern markets while continuing to invest in product development. Financially, the company has raised approximately $5 million previously and closed an $8 million Series A in 2026 consisting of equity and debt. Care.fi was founded in 2021 by Vikrant Agrawal and Sidak Singh and is headquartered in Gurugram.

  • GPS Renewables

    Participated · Debt Financing · Apr 2024

    Founded in 2012 by Mainak Chakraborty and Sreekrishna Sankar, GPS Renewables develops, produces, and distributes biofuels and bioenergy infrastructure. The company says it has delivered over 30 projects that are operational or nearing completion and has visibility into more than 200 compressed biogas (CBG) projects being developed with oil marketing companies. GPS Renewables recently secured an EPC contract from NTPC to build India’s first ethanol-to-jet sustainable aviation fuel plant, indicating expansion into higher-value biofuel projects. It has an asset-holding platform called GPSR Arya that has attracted equity investments from a major South Korean conglomerate and prior funding from Sojitz Corporation. The company employs over 800 people and reports annual revenue of around Rs 1,000 crore. Current and recent financings include a $20 million Series B in 2022, $50 million of debt in 2024, and the Rs 635 crore Series C in 2025.

  • LoanKuber

    Led · Debt Financing · Mar 2024

    LoanKuber, founded in 2017 by Saurabh Nagpal, is a mortgage fintech offering customized loans to underbanked MSMEs and runs the Janasha Finance brand. The company emphasizes unit metrics, capital efficiency, and lean operations, and uses low-cost branches, a digital connector platform, and a lead-generation platform to cut customer-acquisition costs by about 30%. It is building an automated institutional co-lending platform for microloans to offer competitive consumer rates and higher yields on NBFC balance sheets. LoanKuber has raised roughly $13 million to date, including a $2 million Series A in February last year, and recently closed a $3.5 million pre-Series B. Proceeds, currently totaling about Rs 93 crore, will be used to increase assets under management (AUM), strengthen the leadership team, and upgrade technology infrastructure. The company aims to grow its AUM to about Rs 180 crore over the next 12 months and reports a net worth of around Rs 51 crore. Janasha Finance (branded LoanKuber) operates an automated managed marketplace and institutional co-lending platform that enables mortgage lending to micro, small and medium enterprises and semi-skilled professionals. The company uses data mining and analytics and hybrid acquisition channels (digital connector, lead generation platform and low-cost branches) to reduce customer-acquisition costs by up to 30 percent. Janasha underwrites mortgage loans in the range reported in the article (INR 3–10 lakhs; another passage notes INR 3–8 lakhs) primarily for business expansion, and serves customers across the National Capital Region. Its current assets under management are approximately INR 80 crores and the firm intends to expand AUM to INR 220 crores by FY25. Management plans to onboard 5,000 MSMEs over the next 18 months and targets a profit of INR 8–10 crores in FY25. The product roadmap and use of proceeds for the latest financing include expanding AUM, strengthening technology and growing the team to scale mortgage access for underserved communities. LoanKuber is a digital mortgage platform that provides micro‑mortgages to micro‑SMEs through an automated institutional co‑lending platform. The company operates an NBFC balance sheet to generate higher yields while enabling competitive pricing for end customers. It has developed hybrid acquisition channels — a digital connector platform, a lead generation platform, and low‑cost branches — which the company says reduce customer acquisition costs by about 30%. LoanKuber positions its product to unlock the economic value of semi‑urban and rural properties and to serve the “next half billion” Indians. The recently raised funds will be used to scale assets under management, improve the technology stack, and expand the team and operations. LoanKuber is a digital-first automated mortgage platform that enables lending to Micro-SMEs using owned residential collateral. The platform partners with larger financial institutions to access diversified, lower-cost capital, positioning LoanKuber as a low-cost mortgage lender compared with regional MSME lenders. Founded in 2017 by IIT Delhi alumnus Saurabh Nagpal, the New Delhi-based startup is operational in 10 cities across the NCR. The management team claims a combined 60 years of experience in mortgage lending in the region and the founder has 15 years of experience across computational finance and mortgage lending. With the new funding, LoanKuber plans to build and expand its team, enhance its tech stack, and rapidly grow its loan book to Rs 75 crore in the next 12 months. It also aims to onboard 1,000 MSMEs in the next 12 months as part of its expansion plan.

  • Agrizy

    Participated · Debt Financing · May 2023

    Agrizy is a Bangalore-based provider of a B2B agri-processing platform co-founded in 2021 by Vicky Dodani and Saket Chirania. The platform supports discovery and ordering, fulfillment, and credit facilitation to help processors maximize capacity utilization and overall business outcomes. Agrizy has served over 100 institutional clients across domestic and international markets, including Europe, North America, and Asia. It has processed more than 100,000 MT of agrifood products. The company plans to use the funds to accelerate expansion across existing and new product lines and to develop value-added services. Agrizy also intends to enable quality financial services to better serve agri-processors. Agrizy operates a B2B agrifood processing platform that enables processors to buy pre- and semi-processed products and offers end-to-end fulfillment including quality assurance, logistics, and payment options. The company provides value-added processing services that supply large agrifood processors and brands with custom-processed products while aiming to increase capacity utilization and profitability for SME processors. Agrizy also offers FinTech services that enable formal lenders’ working capital to processors at affordable rates. The company raised $5 million in debt financing and plans to use the funds to strengthen processing capabilities, expand reach to more agrifood processing SMEs in India, and purchase large quantities of agrifood on domestic and foreign markets. Agrizy previously raised a $4,000,000 seed round in April 2022 from Amrit Acharya and other investors. Established in 2020 and based in Bengaluru, Agrizy lists competitors including Copia, AgroFresh, and Hazel Technologies. Agrizy is developing a tech-first platform to bridge the processed agri supply chain by connecting processors and buyers of non-perishable farm products across food and non-food categories. Founded in September 2021 by Vicky Dodani and Saket Chirania, the company offers solutions across digital vendor management and supply and value chain automation. The startup plans to use new capital to build business and engineering teams, develop a suite of digital services for the processed agriculture marketplace, and ramp up customer traction in targeted value chains. Management says the business has been sustainably growing 100% month-on-month from inception. Agrizy targets improved price realization, expanded footprint across locations, and unlocking value for SMEs by enabling formal credit. The seed round is also Ankur Capital's first investment through its India Pitch Fest program.

  • G.O.A.T Brand Labs

    Participated · Series A · Jun 2022

    G.O.A.T Brand Labs is a Bengaluru-based D2C house of brands. The company has raised $21 million (Rs 175 crore) in a fresh funding round. The round was led by BlackRock, Mayfield, NB Ventures, and others. The funding announcement was made on Monday. The article does not include operating metrics, future plans, or additional financial details beyond the raise. Goat Brand Labs acquires lifestyle D2C brands and provides operational support to scale them globally. The company targets brands that typically record $2 million to $10 million in annual revenue and says it helps portfolio brands grow two to three times within a year while turning them profitable. In its first year of operations it has acquired 15 brands, including Label Life, Voylla, trueBrowns & Abhishti, Frangipani, Neemli and Nutriglow. The business focuses on brands with strong consumer connect and direct sales via their own websites or platforms such as Shopify, Myntra and Ajio. Founders Rishi Vasudev (formerly at Flipkart) and Rameswar Misra (founder of Turms and ex-SVP at Voonik) lead the company from Bengaluru. Goat Brand plans to deploy new capital to acquire additional premium brands and is in advanced discussions with 12 targets. G.O.A.T Brand Labs, founded by Rishi Vasudev and Rameswar Misra, positions itself as a Thrasio-style partner for digitally native brands. The company invests in brands and provides a plug-and-play, tech-enabled platform for end-to-end integration. Its platform is designed to drive growth across marketplaces, brands’ e-commerce sites, offline retail, and global markets, backed by deep digital marketing expertise. G.O.A.T is in advanced discussions to acquire at least 10 brands and expects to announce those deals shortly. In its initial phase it is targeting brands in fashion, beauty, personal care, and Home & Kitchen. The company recently completed a significant Series A funding round to support these acquisition and growth plans.

Team

  • Vineet Sukumar

    Co-Founder & Managing Director

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  • Aniket Deshpande

    Founding Member

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  • Gaurav Kumar

    Co-Founder & Managing Director

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  • Rohit Sinha

    Head Supply Chain Finance

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