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The Venture Codex

Cohen Circle

3 Columbus Circle, 24th Floor, New York, NY, 10019, United States

Overview

Cohen Circle is an investment firm founded by financial services pioneers, Betsy Cohen and her son Daniel Cohen. Since 2015, the firm has provided transformative capital to late stage fintech growth companies. Today, we make investments across the capital structure in the fintech, technology, and impact spaces, with $5bn+ in capital raised. Our decades-long experience as founders, operators, and innovators uniquely positions us to capitalize and transform companies through our significant networks and expertise. For more information visit cohencircle.com.

Total investments
7
Lead investments
0
Investments · 12mo
2
Active investors
8

Sector focus

  • Financial Services
  • Venture Capital
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Investment portfolio

  • Zalos

    Participated · Seed · Mar 2026

    Zalos develops agentic AI software that integrates with existing finance stacks—ERPs, CRMs, spreadsheets, email and banking platforms—so finance teams do not need to replace systems. Its in-house agents can log into systems using username and password, execute end-to-end workflows, and include finance-specific skills such as Excel. The company positions its agents as a way to stitch together fragmented systems and reduce manual work in billing cycles, book closes, and reporting. Founders William Fairbairn (CEO) and Hung Hoang (CTO) met at Y Combinator, where they focused on specialised agents. Zalos plans to use its seed funding to enhance its technology and expand customer acquisition, moving from targeting midmarket ERPs toward enterprise ERP customers.

  • Reload

    Participated · Seed · Feb 2026

    Reload, headquartered in San Francisco, provides an AI workforce management platform that lets organizations spin up role-specific AI agents to work alongside human software engineers. Its platform manages orchestration, access control, usage tracking, and automated payments for these agents. The company’s first deployed ‘AI employee’ is EPIC, an AI solutions architect that defines system architecture before any code is written and maintains a persistent architectural memory as projects scale. By supplying consistent structure and context, EPIC ensures coding agents produce production-grade systems. Led by CEO Newton Asare, Reload aims to extend its catalog of AI employees to cover additional engineering and operational roles. The newly raised capital will support product development, additional agent launches, and broader operational expansion. No revenue, user, or founding year metrics were disclosed in the article.

  • Wildfire Systems

    Participated · Series B · Oct 2024

    Wildfire Systems operates an enterprise white-label platform that powers shopping rewards and loyalty programs for banks, fintechs, and technology companies, offering cashback, coupons, and other benefits across the online shopping journey. The platform also includes an AI product, RevenueEngine, which helps content creators monetize product and brand mentions. Wildfire partners with performance marketing platforms such as CJ, Impact.com, and Rakuten Advertising to drive incremental sales across more than 50,000 merchant programs in over 50 countries. Notable clients and partners cited include RBC, Visa, Citi, Acorns, Microsoft and several leading advertisers and platforms. The company says it will use new capital to accelerate expansion of new features and continue global deployment to meet client demand. Wildfire has been recognized on the Inc. 5000 (top 100 fastest growing companies) in 2023 and 2024 and reported 3,783% three-year growth. Wildfire Systems offers an enterprise fintech platform that enables clients to embed social commerce, cashback rewards, digital coupons and shopping companions into their services using a patented suite of technologies. The company says its platform rewards online shopping and delivers enhanced user experiences, consumer loyalty and new revenue streams for clients. Wildfire drives incremental revenue for over 50,000 online merchant programs across more than 50 countries and recently announced a partnership with Visa to power Visa Affiliate Marketing Solutions (VAMS). Led by CEO Jordan Glazier and based in San Diego, the company intends to use new funds to support technological innovation and to deploy features that improve online shopping experiences worldwide. Wildfire has raised $24.5M in venture investment to date, including this new investment. Past financing activity includes a $15M Series A in August 2021 co-led by TTV Capital and QED Investors, with other backers such as Mucker Capital, Bonfire Ventures, Moonshots Capital, B Capital and BAM Ventures. Wildfire Systems operates a fintech platform that lets enterprise partners embed social commerce, rewards, and cashback offerings into their services. Its white-label monetization platform drives incremental revenue for merchants and helps partners earn revenue from organic purchases and social sharing while boosting retention and loyalty. The company serves over 30,000 online merchants, including 1-800-flowers, Dell, Macy’s, and Sephora, and supports partners across verticals like financial institutions, browsers, rewards services, telecom providers, and device OEMs. Partner integrations include Acorns—whose white-label desktop extension Wildfire powers for Acorns Earn across over 12,000 brands—and Microsoft, which integrated Wildfire coupons and cashback into Edge and Bing. Wildfire intends to use the Series A proceeds to expand the launch of its new white-label monetization platform. The company is led by founder and CEO Jordan Glazier and is based in Solana Beach, California.

  • Duetti

    Participated · Equity · Feb 2024

    Founded in 2022, Duetti partners with independent artists, songwriters, and other music creators to unlock the value of their music catalogs through flexible capital solutions and operational support. The company acquires portions of master recording and publishing rights and then boosts catalog performance through playlisting, remix production, sync licensing, and customized marketing programs. To date, Duetti has worked with more than 1,100 creators across 40+ countries and now closes 80+ catalog deals each month—over 2.5× its pace a year ago. Its 65-person team operates across New York City, Los Angeles, Miami, Nashville, London, and Rio de Janeiro. The firm maintains a playlist network of 3,000+ playlists with 5+ million followers and releases 60+ remixes per quarter, supporting over 200 tailored artist marketing programs in 2025. Including the latest raise, Duetti has secured more than $635 million in funding, with over $100 million of that in equity, enabling continued expansion of its technology, marketing services, and global footprint.

  • Curve

    Participated · Series C · Sep 2023

    Curve is a London-based fintech founded in 2015 by Shachar Bialick that offers an all-in-one payment app allowing customers to use their banks and loyalty cards through one interface. The company says it has more than 5.5m customers. In 2023 Curve reported a £36m loss, a 48% improvement on the prior year, and it aims to break even in the near term. Curve has partnerships with Samsung, PayPal and Visa. It is planning to launch Curve Pay, billed as a rival to Apple Pay, which it claims could save banks millions in Apple transaction fees. Curve says the latest funding will help it achieve full-year profitability and support new product launches. Curve offers a mobile wallet service that aggregates access to multiple financial products and lets users enhance their existing bank accounts without changing providers. The product is also available as wearable devices, including smart rings, bracelets and watch straps. Curve operates in 31 markets across the UK and the European Economic Area. The company is led by CEO and founder Shachar Bialik and is headquartered in London, UK. Curve has raised more than $250M in total funding. It says it will use the latest funds to further enhance its products and offerings to financial consumers. Curve provides a single point of access to multiple financial products by bundling users' existing credit and debit cards into one smart card and companion app. The company launched to the public in 2018 and is led by founder and CEO Shachar Bialick. Curve has grown to more than 4.5 million customers and is live in 31 markets across the UK and the EEA, supporting Mastercard, Visa, and Diners Club networks. The company recently rolled out a new app that includes a marketplace of financial applets and expanded Flex offerings. Curve plans to use the newly raised capital to improve overall customer experience, expand its Flex products, and bring new partnerships to market. The business emphasizes enabling customers to connect and charge legacy bank accounts without signing up for a new bank. Curve offers a digital wallet and single card that aggregates users’ payment cards and lets customers split transactions into monthly instalments via its Curve Flex product. The company launched publicly in 2018 and is live in 31 markets across the UK and the European Economic Area. In the UK Curve Flex includes a product called Swipe Now to Pay Later (SNPL), which lets customers split Curve card transactions into three, six, nine or 12 monthly instalments. Curve plans to expand Curve Flex and other lending offerings across the EU and the US and to introduce features such as access to a direct line of credit before transactions and the ability to refinance existing credit lines. The company also plans a BNPL-style lending product for in-app and in-browser use in 2023. To date, Curve has raised more than $180M in equity investment and has reached millions of customers, and has partnerships including Samsung. Curve is an all‑in‑one financial super app that bundles customers’ Mastercard and Visa debit and credit cards into a single Curve card and app, and offers features like Go‑Back‑In‑Time®, mobile wallet integrations, and premium services. The company is live in 31 markets across the UK and the EEA and emphasizes increased security, real‑time spending notifications and added benefits on paid subscriptions. Over the past year Curve has doubled its customer base, hired more than 100 staff, and seen processed transaction volume rise by over £1 billion to £2.6 billion. Curve plans to use new funds to execute international expansion and product innovation, including rolling out its Curve OS platform in the US, broadening its European reach, and launching Curve Credit in the UK and Europe. The company intends to add at least 200 employees during 2021 to support those plans. To date Curve has raised £132m in cash and capital commitments, including a recent Series C round led by IDC Ventures, Fuel Venture Capital and Vulcan Capital.

Team