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Klarna

Sveavägen 46, Stockholm, Stockholms Lan, 111 34, Sweden

Overview

Klarna is an e-commerce payment solutions platform for merchants and shoppers. The platform gives customers the freedom to choose how and when to pay. The company also offers direct payments, pay-after-delivery options, and installment plans. Klarna is a regulated bank known for its “buy now, pay later” model, offering shoppers interest-free financing on retail purchases throughout installments. The Klarna app enhances the shopping experience by providing top retailers with flexible payment options and cashback rewards.

Total investments
2
Lead investments
0
Investments · 12mo
1
Active investors
8

Sector focus

  • E-Commerce
  • Financial Services
  • FinTech
  • Payments
  • Shopping
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Investment portfolio

  • Galdera

    Participated · Seed · Mar 2026

    Galdera develops AI-enabled financial models designed to serve finance teams as institutional memory by combining statistical forecasts, transparent assumptions, version control and audit traceability. The startup was founded by former Klarna employees and is positioning its product around financial reporting and forecasting workflows. Galdera plans to use its recent pre-seed funding to build and iterate on these modeling capabilities. The company cites industry research indicating strong CFO interest in generative AI for financial reporting as demand validation. Its current financial position includes a $1.7 million pre-seed raise led by J12 Ventures with participation from Antler, Klarna, Stripe, DeepL and Plata. No public operating metrics or prior funding rounds were disclosed in the coverage.

  • Billie

    Participated · Series C · Oct 2021

    Billie is a factoring startup that targets small- and medium-sized enterprises by offering an online platform that enables them to receive immediate payment for open invoices. Its solution combines big data analytics and fully digitalized processes to deliver transparent financing with no hidden fees, paperwork, or physical bank branches. Co-founded by Christian Grobe and Matthias Knecht, the company seeks to alleviate cash-flow constraints for SMEs through a technology-driven approach. Billie plans to use advanced analytics to continuously refine risk assessment and expand the range of invoice-based financing products available on its platform. With fresh capital, the team intends to further develop the platform and accelerate geographic and customer acquisition efforts. The business remains at an early stage; no revenue or user metrics were disclosed in the article. The company’s funding so far comes from prominent European tech investors, underscoring confidence in its growth prospects.

Team